Will savers be stung more than borrowers benefit from falling interest rates?
Banks could profiteer from the changing interest rate environment.
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Latest from Mortgages
'Double whammy': OCR cut delivers mortgage relief but potential job losses dampen mood
Interest rates are now expected to drop steeply into the new year.
Chorus of OCR cut cheer drowns out message of tough times ahead – Liam Dann
OPINION: Central banks don't slash rates unless economies are in serious trouble.
How are retailers reacting to the OCR decision?
Retailers have shared their excitement about the OCR cut right in time for Christmas.
Relief for homeowners: Banks cut mortgage rates in response to OCR move
Banks have moved swiftly to lower lending rates.
Thinking of breaking your mortgage? What you need to know
'The more you chase perfection, the worse your returns can be.'
'Brighter days ahead': Reserve Bank cuts OCR by 50 basis points to 4.75%, banks cut interest rates
Future changes to the OCR 'would depend on its evolving assessment of the economy'.
ASB cuts rates after Kiwibank's move ahead of OCR decision
Banks are manoeuvring ahead of Adrian Orr's cash rate call.
Banks stress testing mortgage customers at nearly 9%, despite looming OCR cuts
Broker sees another hurdle on the horizon once rates fall.
Greg Smith: Why the Reserve Bank should cut interest rates by 1.5% by Christmas
OPINION: Are we at a stage of this cycle where a more dramatic approach is needed?
Anxious Europeans hoard savings as US consumers boost global economy
Financial Times: Eurozone sentiment splits from Americans' buoyant spending.
Inside Economics: One cut or two ... will the RBNZ reach for the big bazooka?
OPINION: A move in China might be the best news New Zealand's economy has had all year.
Economic challenges still weighing on Kiwi households and businesses
Households continue to face challenges when it comes to credit arrears and repayment.
Home equity release could boost retirees' income by 50%
Reverse mortgages make sense for many people, the Retirement Commission says. Here's how.
Why can't we get the kind of long-term mortgages with low break fees common in the US?
Not all countries have the scale and size to make long-term fixes.
Australia's Reserve Bank to hold the line despite US Fed cut
Australia's central bank has held its rate at 4.35% since late 2023.
Mary Holm: How to split your mortgage when refixing
OPINION: With interest rates on the way down, what should you do?
BNZ trims mortgage rates after US Fed decision
The move came after the Fed kicked off a new era of monetary policy easing.
Mortgage battle continues as Kiwibank cuts home loan rates
Banks are following the market's biggest lender, ANZ, as it cuts rates.
Two-year home loan fixed rates drop below 6% - but should you take them?
Opinions are mixed on whether they will prove a good option over the longer term.
ANZ announces more home loan, term deposit rate cuts
Banks continue to cut mortgage rates amid falling OCR and wholesale rates.
Du Val's legal tsunami: eight court cases pending against businesses
Two advisers listed in a Du Val document told PwC they did not have any involvement.
A Du Val business valued at $431m? Receiver notes no independent valuation
No external valuation to show one entity was worth $431m, according to new PwC report.
Property market springing back – but not in Northland
Experts say house prices have finally bottomed out and are on the up... elsewhere.
Inside Economics: When will house prices start rising... and by how much?
OPINION: After the rate cut, what now for house prices? And what is geoeconomics?
House prices average $1.108m in August for Auckland’s biggest agency
Prices stable as new listings climb; agency says cheaper mortgages might help.
Mortgages: How many borrowers have ‘fix regret’?
Mortgage brokers advise clients to hold off as long as possible before fixing rates.
Financial stress eases for young Kiwis but rises for mortgage holders
Signs financial stress could be easing, but not for everyone.
How far have interest rates really fallen?
August has been the month of cuts. Here's how they've stacked up.
Darcy Ungaro: Is this the right time to buy a house?
OPINION: Renting looks a better deal than buying for now – but not for long.
Westpac cuts home loan rates as highly competitive market continues
Westpac now has the lowest advertised two-year rate among the five major banks.
Bank-switching among mortgage holders hits record high
The Commerce Commission believes banks could still make it cheaper for customers to leave.
Inside Economics: Goodbye inflation, hello deflation (already?)
OPINION: And what does 'soft landing' actually mean? Liam Dann asks.
BNZ trims mortgage rates again
The bank is making further cuts to its home loan rates.