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Diana Clement
Your Money and careers writer for the NZ Herald
Your Money and careers writer for the NZ Herald
We are your advocate, Aotearoa. Uncovering stories that matter, asking hard-hitting questions of those in power, live-blogging sport events, monitoring the highs and lows of the NZX and providing Premium expert opinion and analysis. Bringing you distinctive, quality journalism and breaking news from across New Zealand and around the world. With specialists working together to create indepth reads, engaging video, and unmissable podcasts.
Check out Diana’s latest content
Diana Clement: Giving the gift of financial literacy
OPINION: Board games can help foster financial skills.
Diana Clement: The pain of paying for aged care
OPINION: A very basic room in a care facility can cost $1350 or more a week.
Diana Clement: Is that really saving money or just confirming what you believe?
OPINION: What to look out for.
Do meal kits really save you money?
Meal kits are a convenient, fast way to produce a tasty dinner. But what about the cost?
Diana Clement: How to DIY your KiwiSaver
OPINION: There are a few providers who make this product available.
Diana Clement: How to get off the mortgage hamster wheel
OPINION: Slowly paying the mortgage off has become a bit of a forgotten art.
Diana Clement: Talk isn’t cheap - how to pay less for your phone
OPINION: It’s always worth comparing prices.
Diana Clement: How green are your investments?
OPINION: Companies may have a net-zero target. But is that target in 2025 or 2070?
Diana Clement: How to earn more and spend less
OPINION: Make changes within your abilities and financial situation.
Diana Clement: Why holiday jobs aren’t just about the money
OPINION: The right one can be a life-changing experience for students.
Diana Clement: The legal minefield of the bank of mum and dad
OPINION: For many families, it works a treat.
Diana Clement: How much are you paying in 'lazy tax'?
OPINION: Banks make money from our complacency.
Diana Clement: How to make your money go further on holiday
OPINION: Tips on accommodation, transport and insurance.
Diana Clement: How to get the best deals on flights
OPINION: International travel is affordable again; here's how to save some money.
Diana Clement: Don’t replace it, repair it
OPINION: New Zealanders grew up repairing everything, what happened?
Diana Clement: How to make the most of free money advice
Opinion: Banks aren’t always the big bogeyman that some feel they are.
Diana Clement: A high interest rate means more bang for your savings buck
OPINION: Term deposits are currently quite generous.
Diana Clement: How to get better with money
OPINION: Focus on your finances and come out the other side in better shape.
Diana Clement: ‘I can’ are two of the most powerful words
OPINION: Too often we limit ourselves by thinking “I can’t”.
Diana Clement: How to streamline your supermarket spending
OPINION: Now is the time to think longer and harder about the food we buy.
Diana Clement: A matter of life and death - how to pay for your own funeral
OPINION: Even just being cremated can cost a few thousand dollars.
Diana Clement: Why can’t banks be open about open banking?
OPINION: They have it in Australia and the UK but why not here?
Diana Clement: The perils of having too many eggs in one basket
OPINION: Best to take a hit on 10 per cent of your savings than 100 per cent.
Diana Clement: Build an emergency fund to avoid your next financial crisis
OPINION: It will take a lot of stress out of life.
Diana Clement: Avoid paying those sneaky fees
OPINION: Little charges really add up when it comes to personal finances.
Diana Clement: Power-saving hacks to stay warm this winter amid cost of living crisis
OPINION: Are your heating, insulation and ventilation up to scratch?
Diana Clement: Wise up: what you should know about travel debit cards
OPINION: Don't let spending money be a stress factor on holiday.
For sale: NZ’s most glamorous woolshed and a Lord of the Rings estate
The best historical gems up for grabs on OneRoof.co.nz.
Diana Clement: Are your investments green or just greenwashed?
OPINION: Do your due diligence.
Diana Clement: Why you shouldn’t help your children financially
Teach children early to stand on their own two feet financially.
Diana Clement: No free lunch with buy now, pay later
Opinion: Skills are needed to make this method of credit work for you.
Diana Clement: How are your retirement savings faring against inflation?
Inflation is pulverising many people’s retirement savings.
Diana Clement: Ways to cut your bill at the fuel pump
OPINION: The are methods to help you spend less on petrol and diesel.
Diana Clement: Idiot-proof money savings from your garden
OPINION: Those with green-ish fingers can counter the sharp price rise in fresh food.
Diana Clement: Using your credit card online? You need to know about ‘chargebacks’
OPINION: It involves having payment reversed and repaid into your account.
Diana Clement: How to slash your grocery bill - part 2
OPINION: Planning and preparing is the way to reduce the supermarket bill.
Diana Clement: How to slash your grocery bill - part 1
OPINION: Here are 10 things you should be considering.
Diana Clement: The price of love for your newborn baby
OPINION: Producing offspring is a massive drain on your finances.
Diana Clement: Don’t disregard credit card travel insurance
OPINION: There's a lot to be said for these policies.
Costco hangover: Keeping an eye on the costs - Diana Clement
OPINION: Are you getting value for money?
Diana Clement: Five reasons you should review your KiwiSaver
Sleepwalking is never good when it comes to finances.
Diana Clement: How much are you spending on TV and streaming subscriptions?
Silent spenders can add up to thousands of dollars a year.
Cool way to beat inflation: How to save hundreds a year on food
OPINION: Freeze anything and everything before it goes off.
Diana Clement: Are you falling victim to ‘greedflation’?
Some businesses are using the cover of inflation to price gouge.
Diana Clement: The magic number you need to save to live comfortably
The top five columns of the year from Diana Clement.
Diana Clement: How to stick to financial goals
Setting financial goals for the new year is easy, sticking to them is not.
Diana Clement: 10 reasons to avoid the shops tomorrow
OPINION: There's no need to rush out for a bargain.