OPINION: Banks earn billions while Kiwis pay avoidable fees and interest.

OPINION: AI can help analyse budgets and investments without needing tech skills.

OPINION: Young people should start with KiwiSaver before riskier investments.

OPINION: Check if you're on the right tax code, especially with multiple incomes.

Panicked investors called providers, wanting to switch to conservative funds.

Gen Zs are often twice as likely to experience digital security incidents.

OPINION: You can't force someone to make changes, but you can plant the seed.

OPINION: Would you be able to cope with a sudden drop in income?

Netsafe has reported a steady stream of scam cases.

OPINION: Online scams are getting worse by the week.

OPINION: Some people retire early using the Fire approach.

OPINION: Some people spend more than 1% of their income annually on gambling.

OPINION: Even in the 2020s there is no doubt that there is a gendered financial crisis.

OPINION: How do you ensure you won’t be living on cold baked beans in your final years?

OPINION: Appreciating and being thankful for what we have can work wonders.

OPINION: People find ways to disguise their financial problems from themselves.

OPINION: Ask children open-ended questions to encourage reflection.

OPINION: December is often the month in which we spend money like it’s confetti.

OPINION: Christmas is about more than just consumer spending.

Why using Christmas as a kickstart for kids' financial future makes sense.

Having a thrifty Christmas in New Zealand doesn’t mean you have to sacrifice joy.

OPINION: Turns out the human brain is not well evolved to handle money.

OPINION: Don't go rushing into grabbing those lower interest rates just yet.

OPINION: No one is immune.

OPINION: People chasing quick bucks don't know how experienced 'boring' fund managers are.

OPINION: Criminals are already finding ways to get around facial recognition security.

OPINION: The OCR cut bringing lower returns is the other side of the coin.

OPINION: The creation of new financial terms has gone into overdrive.

OPINION: The behaviours that sabotage your chances of building savings.

OPINION: Lessons from readers.

There are special rules for going to Australia and the UK.

OPINION: Tips to help you not sell yourself short.

OPINION: BNPL can lead vulnerable Kiwis into impulsive buying and debt.

OPINION: Arming your child with their first Eftpos or debit card is a scary move.

OPINION: KiwiSaver funds have quietly invested in industries that cause significant harm.

OPINION: It’s important to understand the pitfalls of switching KiwiSaver.

Travel accidents can be expensive at all ages but insurance tends to rise in cost.

OPINION: Financial services providers need to consider their neurodiverse clients' needs.

OPINION: New digital banking apps are revolutionising kids' financial learning.

OPINION: Bank customers in particular need to educate themselves about what this means.

OPINION: You don’t need to be rich to leave a little something to charities when you die.

OPINION: There are free services in NZ that can help with all manner of complaints.

Many people feel the need to borrow to get the latest phone to keep up with their friends.

OPINION: Nudging isn’t about forcing us to do things. It’s about how choices are framed.

OPINION: Managing money well can be key to financial wellness.

OPINION: Deep fakes are already fooling real humans.

OPINION: Women have to ask the hard questions to get change.

OPINION: Every child and young adult is different with money.

OPINION: Who hasn’t thrown out a perfectly good item because it couldn’t be repaired?

OPINION: Never say never when it comes to predicting market declines.

OPINION: Read this before you hire a motorcycle or moped on holiday.

OPINION: A cluster of new and updated budgeting apps have launched in New Zealand.

OPINION: Financial exploitation of older people is a big problem in our country.

OPINION: Crypto investors need to keep on top of their records.

OPINION: What to look out for when dealing with cryptocurrencies.

OPINION: There's a growing number of digital accounts available from disruptors.

OPINION: Why it's not just fees and returns you need to keep an eye on.

OPINION: Banks make billions from us. So why not get a bit back?

OPINION: 'Harmless' fraud is a crime we all pay for.

OPINION: Knowing your tax obligations when it comes to side hustles.

OPINION: Don't go on autopilot with your money.

OPINION: Inflation is biting - so how can you combat it?

OPINION: Is your electric scooter or bicycle covered by your contents insurance policy?

OPINION: And how you can protect yourself.

OPINION: Four years ago, no one considered the toll Covid-19 would take.

AI technology is going to impact the way we deal with money in the near future.

OPINION: Cleaning up your credit is a good place to start new year.

OPINION: Avoiding dining out or ditching single-use shopping items are just the start ...

OPINION: Five of the top columns of the year from Diana Clement.

OPINION: Every year there are new concepts and jaw-dropping moments.

OPINION: The best bargain is often the one you don’t buy.

OPINION: ‘Tis the season to be maxed out on credit.

OPINION: Sudoku toilet paper anyone? Scented candle?

OPINION: Every year, retailers have a field day regarding our psychology at Christmas.

OPINION: Board games can help foster financial skills.

OPINION: A very basic room in a care facility can cost $1350 or more a week.

OPINION: What to look out for.