Diana Clement: Money mistakes to avoid when you are self-employed

OPINION: Nearly 300,000 Kiwis are self-employed, facing unique financial challenges.

Diana Clement: 'Don't give your financial power away to the man in your life' - how women can take charge of their financial futures

OPINION: Māori and Pasifika women face lower pay and reduced wealth access.

Diana Clement: How a mindset shift can unlock financial success

OPINION: A can-do mindset helps people do better with the same resources.

Diana Clement: How much should you have in emergency savings?

OPINION: Kiwis are working harder but saving less – here's what you can do about it.

Diana Clement: What to do when your spending doesn’t match your financial reality

OPINION: Money dysmorphia distorts how people perceive their actual situation.

Diana Clement: Simple steps to cut banking costs and save big

OPINION: Banks earn billions while Kiwis pay avoidable fees and interest.

Diana Clement: The AI tools transforming your financial decisions

OPINION: AI can help analyse budgets and investments without needing tech skills.

Diana Clement: How to get started on investing if you’re a young adult

OPINION: Young people should start with KiwiSaver before riskier investments.

How to legally reduce your tax bill before year’s end

OPINION: Check if you're on the right tax code, especially with multiple incomes.

Diana Clement: Why your KiwiSaver balance may be having a wobble

Panicked investors called providers, wanting to switch to conservative funds.

Diana Clement: Why young digital natives are more vulnerable to online scams

Gen Zs are often twice as likely to experience digital security incidents.

Diana Clement: How to get through to people who need a financial wake-up call

OPINION: You can't force someone to make changes, but you can plant the seed.

Diana Clement: How to stop living payday to payday

OPINION: Would you be able to cope with a sudden drop in income?

Diana Clement: How Facebook Marketplace scams are catching out Kiwis

Netsafe has reported a steady stream of scam cases.

Diana Clement: How to avoid being scammed by AI

OPINION: Online scams are getting worse by the week.

Diana Clement: The strategies that could help you get financial freedom

OPINION: Some people retire early using the Fire approach.

Diana Clement: How gambling can play havoc with your financial future

OPINION: Some people spend more than 1% of their income annually on gambling.

Diana Clement: Five ways for women to bridge the financial gender gap

OPINION: Even in the 2020s there is no doubt that there is a gendered financial crisis.

Diana Clement: The simple rules to follow to maintain a cashed-up retirement

OPINION: How do you ensure you won’t be living on cold baked beans in your final years?

Diana Clement: How practising gratitude can improve your finances

OPINION: Appreciating and being thankful for what we have can work wonders.

Diana Clement: Debt snowballs and debt avalanches – how to pay ongoing costs in the New Year

OPINION: People find ways to disguise their financial problems from themselves.

Diana Clement: How Christmas conversations can lead to wealth inequality insights

OPINION: Ask children open-ended questions to encourage reflection.

Diana Clement: Regifting and other ways to stop the spend this Christmas

OPINION: December is often the month in which we spend money like it’s confetti.

Diana Clement: Taking the charity approach this Christmas

OPINION: Christmas is about more than just consumer spending.

Diana Clement: The best financial gift for kids this Christmas

Why using Christmas as a kickstart for kids' financial future makes sense.

Diana Clement: How to have a thrifty Christmas

Having a thrifty Christmas in New Zealand doesn’t mean you have to sacrifice joy.

Diana Clement: Why do smart people make dumb financial decisions?

OPINION: Turns out the human brain is not well evolved to handle money.

Diana Clement: Mortgage rates are falling ... but should you lower your repayments?

OPINION: Don't go rushing into grabbing those lower interest rates just yet.

Diana Clement: Dealing with financial disputes

OPINION: No one is immune.

Why get-rich-slow strategies often work - Diana Clement

OPINION: People chasing quick bucks don't know how experienced 'boring' fund managers are.

Diana Clement: Would you pay for goods with your face?

OPINION: Criminals are already finding ways to get around facial recognition security.

Diana Clement: How to boost your returns amid falling term deposit rates

OPINION: The OCR cut bringing lower returns is the other side of the coin.