Latest from Mortgages

How recent rate cuts could impact your mortgage strategy

Banks are expected to offer more fixed-rate cuts after the Official Cash Rate drop.

Mortgage wars heat up as another major bank offers under 5%

Banks have responded quickly to the Reserve Bank's latest OCR cut.

Bank moves on interest rate cuts ahead of OCR decision

The move comes ahead of a potential rate cut tomorrow from the Reserve Bank.

OCR preview: Big cut coming this week - but how low will rates go?

A 50-basis-point cut this week is near certain but the longer-term track is hard to pick.

Nadine Higgins: How switching banks could benefit you

OPINION: The case for breaking banking loyalty and saving money.

ASB drops some mortgage rates

Big bank says competition on interest rates is fierce.

‘Over $400 a month’: Economists see mortgage savings boost to economy in 2025

Two economists have crunched the numbers on mortgage costs in 2025 and the news is good.

Bank switching among mortgage holders hits record high

Floating or going short term makes it easier for borrowers to change bank.

'Expect sub-5% home loan rates'

A broker cites the potential for some mortgage rates to fall in the next month or so.

‘Sales declined significantly’: Barfoot & Thompson on December residential trade

'Given challenges, Auckland housing market came through the year in good shape.'

Bluestone Home Loans sold to ASX-listed Challenger for $597m

Challenger told Bluestone clients with direct debits that nothing would change for them.

Editorial: Ease this year’s financial worries by planning ahead

OPINION: It's a good time to reset in more ways than one.

Ten most valuable deals by foreigners trading NZ assets in latest year

Value of deals in 2024 was less than half the value of those the previous year.

Popularity of short term mortgage borrowing surges – at a cost

Nearly 90% of new mortgage lending in October was floating or fixed for a year or less.

Mary Holm: How do you find a good financial adviser?

OPINION: There two ways to get help – through either a mentor or an adviser.

‘Challenging picture’: 461,000 borrowers behind on their payments

Payment deficits are expected to track higher yet as Kiwis head into Christmas.