A young couple tired of house hunting may be happier taking a breather for a while.
Prices are low, but if you buy too soon they may keep falling as you watch in dismay.
These were the top five advice columns from finance writer Mary Holm.
COMMENT: In parts of Europe, most people never own their home, and lead contented lives.
COMMENT: A few simple tricks to getting your mortgage down to size.
COMMENT: Family plan makes gift giving a lot of fun - and delivers financial savings, too.
COMMENT: At least today's savers aren't trapped in a losing race against high inflation.