OPINION: I’ve been bothered for some time about property valuations.

Exercise can pay dividends too.

OPINION: How an incentive system seemed to work for one family.

OPINION: I'm 53 and have been in a conservative fund for years. Should I make the switch?

OPINION: A DIY funeral could save you thousands of dollars.

OPINION: People who move properties don't always take on bigger mortgages.

OPINION: There's a secret tip that can help you get ahead faster.

OPINION: Why you need easy access to $15,000.

OPINION: I bought at the peak of the market in 2021 but now stand to make a loss.

OPINION: Should I put all my daughter's KiwiSaver in a growth fund?

OPINION: Tattoos can mean a lot to others.

OPINION: Money travels around whatever you do with it.

OPINION: And help! I put $300k in my KiwiSaver account and promptly lost $10,000.

OPINION: When the division of an estate comes between families.

OPINION: Some businesses don't charge for contactless payment, but others do.

OPINION: I'm considering packing up my life and becoming a digital nomad in Asia.

OPINION: The owner is 63, his carer and sibling - with no ownership of the home - is 60.

OPINION: No child should expect an inheritance, writes one reader.

OPINION: Has anyone ever got into a good investment through a phone call from a stranger?

OPINION: My bank will not allow a 16-year-old customer to open a term deposit.

OPINION: When strawberries are cheap, we buy more. What about managed fund units?

How does your provider stack up over a long period?

OPINION: A good example of another use for a reverse mortgage.

Reverse mortgage eats into couple's equity leaving them with limited choices.

When the boss won’t come to the party, it’s time for some DIY saving.

If one real estate investment beats KiwiSaver, that doesn’t mean they all will.

Why waste money in the shops, when you could be investing in your future?

Real estate good, managed funds bad? Not for one reader.

The key thing is to stay invested for the long term.

Some of the readers who've said this column has helped them over the years.

Our money columnist looks back on a quarter-century of your questions.

OPINION: Employee share schemes can work well - but consider selling when you can.

Proposed tweak would be a useful extra for contributors.

You might be able to identify a good business, but not a good investment.

Borrowing against your house to invest can work well - but it's not for everyone.

Mixing bonds and shares can smooth your returns — but not in 2022.

Some investors are fans of Aussie shares, but you can look further afield.

Yes, you can plan to keep on renting -- just be sure to save plenty for retirement.

'The loo situation became dire. I put buckets in the car and drove to a local pond.'

There's nothing wrong with owning shares directly, but make sure you're diversified.

A part-time worker has more savings than many - but no home of her own.

Is having lots of funds a problem? Not if they're the right funds.

Even when monthly payments soar, there are ways to get through this tough patch.

The top five columns of the year from Mary Holm

Fairness is key in sharing invested funds, but easier said than done.

In a soft property market always secure your sale before you buy.

I’ve spent a lot of my life in debt, as the relationship was not financially equal.

Investing over time is a tried and tested way to smooth market shifts.

Finishing yacht job with financial sails full, why not leap into study full-time?

You are unlikely to lose money in Kiwisaver — as long as you don’t mess with it.

Being in a good position with your mortgage can tempt you to leverage.

There’s a lot to think about before heading off to uni, and money is just one part of it.

What you can do if you feel you have fallen foul of financial advice.

Going into the red can be a winner, but not to buy something that loses value.

Simple strategy for your term deposits works even in times of market turmoil.

No one knows what markets will do, so why change your flight plan mid-course?

What's the best plan for a couple aiming to quit their jobs and travel?

If you can trust yourself not to splurge, there's no gain in locking up your money.

Are you looking for a property with growth potential — or a place to live?

Couple are still in with a chance of owning a home.

Going up, things can be very good, but coming down, it can get nasty.

Readers express their views on the use of te reo in society.

Diversification is a winning investment strategy — but how much is enough?

Paying down a mortgage — or any debt — improves your wealth as much as an investment.

They don't wear a cape, but a money mentor can save your finances from danger.

Many people have too little life insurance, while others have more than they need.

Just because funds have similar names, it doesn't mean their investments are the same.

KiwiSaver isn't just for people in paid jobs.

Even if your share investments are tiny, it pays to spread them around.

There's no good evidence that funds that charge higher fees perform better.

Property has been a sellers' market, but the shoe's on the other foot now.

Our grandson believes it won't be around when he's 65 and would rather invest in shares.

Bonuses for fund managers may not deliver the hoped-for results.

This may not be the perfect time for home ownership — but it's the right time.

An unsolicited cryptocurrency offer isn't worth wasting time on.

What to make of interest rate rises?

Investing in a few funds is good, but juggling 30 of them is plain crazy.