Mary Holm: The ways to make your cash last in retirement

OPINION: Renting can be a better option than owning your own home.

Mary Holm: Do landlord losses mean rents need to rise?

OPINION: Expenses are higher than rent for some but many are doing it for capital gain.

Mary Holm: Embracing non-financial investments for a happier retirement

OPINION: Developing hobbies and exercising are part of a fulfilling retirement.

Mary Holm: Should I pay off my student loan or invest in an index fund?

OPINION: You need to consider interest, taxes and fees.

Mary Holm: We came to NZ with nothing and managed to buy a house

OPINION: But it's not so easy for those with physical or mental health issues.

Mary Holm: The biggest winners and losers from the Government's KiwiSaver changes

OPINION: Young people are the only clear winners in the Budget announcements.

Mary Holm: Are bond investments a scam?

OPINION: Many KiwiSaver funds include high-quality bonds, except for the most risky ones.

Mary Holm: Gold's risks outweigh rewards for cautious savers

OPINION: Gold offers no dividends, unlike shares, which provide returns even in downturns.

Mary Holm: Is there a pot of gold waiting for those who invest in non-bank deposits?

OPINION: There are a number of factors to be aware of once a new scheme comes into force.

Mary Holm: Trying to time the share or property market is a fool’s game

OPINION: You never know when bad luck might strike.

Mary Holm: Home ownership vs shares - the great Kiwi debate

OPINION: Balancing home ownership with investment strategies.

Mary Holm: How do we make sure a home deposit gift is fair for both our sons

OPINION: You will need to explain to both sons why the amounts differ.

Mary Holm: How to weather sharemarket turbulence

OPINION: Knowing when to invest again is impossible so it's better to stay put.

Mary Holm: I’m spending half my pay on my mortgage and I’m struggling to save

OPINION: It sounds to me as if you're being too tough on yourself.

Mary Holm: I’ve inherited $450,000 - should I invest in gold?

OPINION: The gold price has risen a lot in recent years but it can also fall fast.

Mary Holm: We borrowed to invest in shares and now we’ve lost money

OPINION: Fire your adviser and lay a complaint!

Mary Holm: Don’t wait to claim your benefit

OPINION: A woman has finally claimed her Veteran Spouse pension 44 years late.

Mary Holm: What’s the best way to keep a family heirloom from being sold

OPINION: Such a situation can’t be remedied by simply saying in a will.

Mary Holm: Should I use an inheritance to buy a rental property for my 18 year old?

OPINION: There are a number of downsides and risks to investment property.

Mary Holm: Can we provide more for a financially worse-off child in our will?

OPINION: Our son needs more help than our successful daughter – but she doesn't agree.

Mary Holm: Why do some generations still prioritise boys over girls?

OPINION: And why do some employers behave the same way?

Mary Holm: Do we really need to save $1.45m for retirement?

OPINION: The figures provided by the FinEd centre seem high.

Mary Holm: Where’s the best place to save a home deposit?

OPINION: Some employers put more than 3% into KiwiSaver.

Mary Holm: I own a $1.1m home and have $530k, will I have to keep working?

OPINION: Five of the top columns of the year from Mary Holm.

What a Boomer thinks about untaxed capital gains – Mary Holm

Our columnist on the big Super debate and the letters that were kind – and not so kind.

Mary Holm: Can I use my KiwiSaver to buy a campervan?

OPINION: There are rules and restrictions on what you can take your money out for.

Mary Holm: How do you find a good financial adviser?

OPINION: There two ways to get help – through either a mentor or an adviser.

Mary Holm: Will helping out an older friend affect my pension?

OPINION: Most of the answers to a prospective carer's questions are pretty good news.

Mary Holm: We’ve got $8.5 million in assets – can I afford to retire?

OPINION: There are simple guidelines that indicate what income you can pay yourself.

Mary Holm: Paying higher KiwiSaver fees doesn’t guarantee better returns

OPINION: It's not like buying a car, coat or a catamaran.

Mary Holm: I want a backyard, should I sell my home and rent?

OPINION: Renting is an option but it has lots of drawbacks.