NZ Herald
  • Home
  • Latest news
  • Video
  • New Zealand
  • Sport
  • World
  • Business
  • Entertainment
  • Podcasts
  • Quizzes
  • Opinion
  • Lifestyle
  • Travel
  • Viva
  • Weather forecasts

Subscriptions

  • Herald Premium
  • Viva Premium
  • The Listener
  • BusinessDesk

Sections

  • Latest news
  • New Zealand
    • All New Zealand
    • Crime
    • Politics
    • Education
    • Open Justice
    • Scam Update
  • Budget 2025
  • On The Up
  • World
    • All World
    • Australia
    • Asia
    • UK
    • United States
    • Middle East
    • Europe
    • Pacific
  • Business
    • All Business
    • MarketsSharesCurrencyCommoditiesStock TakesCrypto
    • Markets with Madison
    • Media Insider
    • Business analysis
    • Personal financeKiwiSaverInterest ratesTaxInvestment
    • EconomyInflationGDPOfficial cash rateEmployment
    • Small business
    • Business reportsMood of the BoardroomProject AucklandSustainable business and financeCapital markets reportAgribusiness reportInfrastructure reportDynamic business
    • Deloitte Top 200 Awards
    • CompaniesAged CareAgribusinessAirlinesBanking and financeConstructionEnergyFreight and logisticsHealthcareManufacturingMedia and MarketingRetailTelecommunicationsTourism
  • Opinion
    • All Opinion
    • Analysis
    • Editorials
    • Business analysis
    • Premium opinion
    • Letters to the editor
  • Sport
    • All Sport
    • OlympicsParalympics
    • RugbySuper RugbyNPCAll BlacksBlack FernsRugby sevensSchool rugby
    • CricketBlack CapsWhite Ferns
    • Racing
    • NetballSilver Ferns
    • LeagueWarriorsNRL
    • FootballWellington PhoenixAuckland FCAll WhitesFootball FernsEnglish Premier League
    • GolfNZ Open
    • MotorsportFormula 1
    • Boxing
    • UFC
    • BasketballNBABreakersTall BlacksTall Ferns
    • Tennis
    • Cycling
    • Athletics
    • SailingAmerica's CupSailGP
    • Rowing
  • Lifestyle
    • All Lifestyle
    • Viva - Food, fashion & beauty
    • Society Insider
    • Royals
    • Sex & relationships
    • Food & drinkRecipesRecipe collectionsRestaurant reviewsRestaurant bookings
    • Health & wellbeing
    • Fashion & beauty
    • Pets & animals
    • The Selection - Shop the trendsShop fashionShop beautyShop entertainmentShop giftsShop home & living
    • Milford's Investing Place
  • Entertainment
    • All Entertainment
    • TV
    • MoviesMovie reviews
    • MusicMusic reviews
    • BooksBook reviews
    • Culture
    • ReviewsBook reviewsMovie reviewsMusic reviewsRestaurant reviews
  • Travel
    • All Travel
    • News
    • New ZealandNorthlandAucklandWellingtonCanterburyOtago / QueenstownNelson-TasmanBest NZ beaches
    • International travelAustraliaPacific IslandsEuropeUKUSAAfricaAsia
    • Rail holidays
    • Cruise holidays
    • Ski holidays
    • Luxury travel
    • Adventure travel
  • Kāhu Māori news
  • Environment
    • All Environment
    • Our Green Future
  • Talanoa Pacific news
  • Property
    • All Property
    • Property Insider
    • Interest rates tracker
    • Residential property listings
    • Commercial property listings
  • Health
  • Technology
    • All Technology
    • AI
    • Social media
  • Rural
    • All Rural
    • Dairy farming
    • Sheep & beef farming
    • Horticulture
    • Animal health
    • Rural business
    • Rural life
    • Rural technology
    • Opinion
    • Audio & podcasts
  • Weather forecasts
    • All Weather forecasts
    • Kaitaia
    • Whangārei
    • Dargaville
    • Auckland
    • Thames
    • Tauranga
    • Hamilton
    • Whakatāne
    • Rotorua
    • Tokoroa
    • Te Kuiti
    • Taumaranui
    • Taupō
    • Gisborne
    • New Plymouth
    • Napier
    • Hastings
    • Dannevirke
    • Whanganui
    • Palmerston North
    • Levin
    • Paraparaumu
    • Masterton
    • Wellington
    • Motueka
    • Nelson
    • Blenheim
    • Westport
    • Reefton
    • Kaikōura
    • Greymouth
    • Hokitika
    • Christchurch
    • Ashburton
    • Timaru
    • Wānaka
    • Oamaru
    • Queenstown
    • Dunedin
    • Gore
    • Invercargill
  • Meet the journalists
  • Promotions & competitions
  • OneRoof property listings
  • Driven car news

Puzzles & Quizzes

  • Puzzles
    • All Puzzles
    • Sudoku
    • Code Cracker
    • Crosswords
    • Cryptic crossword
    • Wordsearch
  • Quizzes
    • All Quizzes
    • Morning quiz
    • Afternoon quiz
    • Sports quiz

Regions

  • Northland
    • All Northland
    • Far North
    • Kaitaia
    • Kerikeri
    • Kaikohe
    • Bay of Islands
    • Whangarei
    • Dargaville
    • Kaipara
    • Mangawhai
  • Auckland
  • Waikato
    • All Waikato
    • Hamilton
    • Coromandel & Hauraki
    • Matamata & Piako
    • Cambridge
    • Te Awamutu
    • Tokoroa & South Waikato
    • Taupō & Tūrangi
  • Bay of Plenty
    • All Bay of Plenty
    • Katikati
    • Tauranga
    • Mount Maunganui
    • Pāpāmoa
    • Te Puke
    • Whakatāne
  • Rotorua
  • Hawke's Bay
    • All Hawke's Bay
    • Napier
    • Hastings
    • Havelock North
    • Central Hawke's Bay
    • Wairoa
  • Taranaki
    • All Taranaki
    • Stratford
    • New Plymouth
    • Hāwera
  • Manawatū - Whanganui
    • All Manawatū - Whanganui
    • Whanganui
    • Palmerston North
    • Manawatū
    • Tararua
    • Horowhenua
  • Wellington
    • All Wellington
    • Kapiti
    • Wairarapa
    • Upper Hutt
    • Lower Hutt
  • Nelson & Tasman
    • All Nelson & Tasman
    • Motueka
    • Nelson
    • Tasman
  • Marlborough
  • West Coast
  • Canterbury
    • All Canterbury
    • Kaikōura
    • Christchurch
    • Ashburton
    • Timaru
  • Otago
    • All Otago
    • Oamaru
    • Dunedin
    • Balclutha
    • Alexandra
    • Queenstown
    • Wanaka
  • Southland
    • All Southland
    • Invercargill
    • Gore
    • Stewart Island
  • Gisborne

Media

  • Video
    • All Video
    • NZ news video
    • Business news video
    • Politics news video
    • Sport video
    • World news video
    • Lifestyle video
    • Entertainment video
    • Travel video
    • Markets with Madison
    • Kea Kids news
  • Podcasts
    • All Podcasts
    • The Front Page
    • On the Tiles
    • Ask me Anything
    • The Little Things
    • Cooking the Books
  • Cartoons
  • Photo galleries
  • Today's Paper - E-editions
  • Photo sales
  • Classifieds

NZME Network

  • Advertise with NZME
  • OneRoof
  • Driven Car Guide
  • BusinessDesk
  • Newstalk ZB
  • What the Actual
  • Sunlive
  • ZM
  • The Hits
  • Coast
  • Radio Hauraki
  • The Alternative Commentary Collective
  • Gold
  • Flava
  • iHeart Radio
  • Hokonui
  • Radio Wanaka
  • iHeartCountry New Zealand
  • Restaurant Hub
  • NZME Events

SubscribeSign In
Advertisement
Advertise with NZME.
Home / Business / Personal Finance

Diana Clement: 10 reasons to buy gift cards

Diana Clement
By Diana Clement
Your Money and careers writer for the NZ Herald·Herald on Sunday·
16 Dec, 2017 04:00 PM4 mins to read

Subscribe to listen

Access to Herald Premium articles require a Premium subscription. Subscribe now to listen.
Already a subscriber?  Sign in here

Listening to articles is free for open-access content—explore other articles or learn more about text-to-speech.
‌
Save

    Share this article

A gift card means you get something you actually want. Photo / 123RF

A gift card means you get something you actually want. Photo / 123RF

Diana Clement
Opinion by Diana Clement
Diana Clement is a freelance journalist who has written a column for the Herald since 2004. Before that, she was personal finance editor for the Sunday Business (now The Business) newspaper in London.
Learn more

Ho, ho, ho, six days to go. Christmas shopping is down to its final days, but apparently a lot of presents we buy are never used.

Gift cards make a lot of sense. I know some people loathe gift cards, but here are 10 good reasons to buy them:

1 You don't need to leave home

Do you hate that festive cheer or the crowds at the mall? Buy your gift cards online. You can get most delivered or, even better, many can be printed out. You could even make your own gift card and include an IOU or offer of free work such as babysitting or window cleaning.

2 You avoid making a bad decision

Advertisement
Advertise with NZME.
Advertisement
Advertise with NZME.

We've all been given things we know we'll never use. Giving is important to us and most people feel bad if they've chosen a gift poorly.

3 Get more for your buck

Many people hate that gift cards put a number on how much you have spent. According to UK company VoucherCodesPro, two-thirds of Brits exaggerate how much they spend on gifts.

I am sure we Kiwis are no different — especially with our love of buying gifts on special. But if you reframe your thinking you may feel or appear more generous. Tell the recipient you've chosen a gift card so that he/she can use it to purchase an even better present in the sales than you would have bought. Retailers don't always offer the best prices before Christmas.

4 Double your money

A clever friend of mine once bought me a one-day-sale voucher knowing I could, and would, double her money when using it. I waited for offers on goods and services such as house washing that I would spend money on anyway and really milked that card for all it was worth. My friend knew that I would find half-price offers for everything I bought.

5 It's easier on the planet

Gifts for gifts' sake or even worse, joke presents such as Emoji Poop Pillows and Donald Trump mugs are a waste of the world's resources and will be dumped five minutes after Christmas.

6 Supercharge family and friend time

Make the gift conditional on time out together after Christmas to do the shopping. By doing this you add quality time to the gift-giving and benefit both parties. This is good for teenagers who might not otherwise go shopping with Mum and Dad. It also works well with friends you never quite catch up with.

7 You can buy experiences

When I looked on GrabOne this week you could get a two-hour surf lesson for $40 at Matakana or a round of minigolf at Orakei for $8. It's also possible to buy a gift card or voucher for an experience direct from the operator.

Discover more

Opinion

Throw away less and save more

26 Nov 01:10 AM
Opinion

How to survive the Xmas spending season

02 Dec 04:00 PM
Property

Diana Clement: avoid taxing situation

28 Nov 05:00 AM
Opinion

Diana Clement: Christmas without the cost

09 Dec 04:00 PM

8 Use up your FlyBuys points

You'll need to be quick to get them before Christmas, but FlyBuys and other points schemes such as hotpoints and True Rewards allow you to buy vouchers, which you can pop into a card and give for Christmas without having to spend cash or rack up credit.

9 There is always something to buy

Even if you make the wrong choice, the recipient can re-gift the voucher or redeem it for another voucher at a lower cost and keep the difference.

Advertisement
Advertise with NZME.

That way they benefit financially from the gift card even if indirectly. I have done this in the past, as well as cashed in my children's gift cards so they could use the cash for something else.

10 Give them a treat

Some people prefer a run-of-the-mill voucher but, if you know your gift recipient well, this is a good way of spoiling them.

Be aware of the date when the gift cards expire. It's easy to lose or forget about them, or for the company to go under or be bought before you spend them.

Consumer NZ has been running a campaign to encourage stores to drop the expiry dates. Of the 60 cards the consumer champion looked at, more than half expired after just 12 months, with the retailer keeping the money. Talk about the Grinch at Christmas.

Save

    Share this article

Latest from Personal Finance

Premium
Tax

PM positive on providing tax support for firms that invest in tech and machinery

19 May 07:00 PM
Business|personal finance

What to avoid doing when trying to buy your first home

18 May 06:00 PM
Premium
Personal Finance

Former Fisher manager David McLeish takes on banks with new savings fund

18 May 06:00 PM

The Hire A Hubby hero turning handyman stereotypes on their head

sponsored
Advertisement
Advertise with NZME.

Latest from Personal Finance

Premium
PM positive on providing tax support for firms that invest in tech and machinery

PM positive on providing tax support for firms that invest in tech and machinery

19 May 07:00 PM

How the Government could change capital depreciation rules in the Budget.

What to avoid doing when trying to buy your first home

What to avoid doing when trying to buy your first home

18 May 06:00 PM
Premium
Former Fisher manager David McLeish takes on banks with new savings fund

Former Fisher manager David McLeish takes on banks with new savings fund

18 May 06:00 PM
Premium
Diana Clement: What to do when your spending doesn’t match your financial reality

Diana Clement: What to do when your spending doesn’t match your financial reality

17 May 09:00 PM
Gold demand soars amid global turmoil
sponsored

Gold demand soars amid global turmoil

NZ Herald
  • About NZ Herald
  • Meet the journalists
  • Newsletters
  • Classifieds
  • Help & support
  • Contact us
  • House rules
  • Privacy Policy
  • Terms of use
  • Competition terms & conditions
  • Our use of AI
Subscriber Services
  • NZ Herald e-editions
  • Daily puzzles & quizzes
  • Manage your digital subscription
  • Manage your print subscription
  • Subscribe to the NZ Herald newspaper
  • Subscribe to Herald Premium
  • Gift a subscription
  • Subscriber FAQs
  • Subscription terms & conditions
  • Promotions and subscriber benefits
NZME Network
  • The New Zealand Herald
  • The Northland Age
  • The Northern Advocate
  • Waikato Herald
  • Bay of Plenty Times
  • Rotorua Daily Post
  • Hawke's Bay Today
  • Whanganui Chronicle
  • Viva
  • NZ Listener
  • What the Actual
  • Newstalk ZB
  • BusinessDesk
  • OneRoof
  • Driven CarGuide
  • iHeart Radio
  • Restaurant Hub
NZME
  • About NZME
  • NZME careers
  • Advertise with NZME
  • Digital self-service advertising
  • Book your classified ad
  • Photo sales
  • NZME Events
  • © Copyright 2025 NZME Publishing Limited
TOP