Small bank quietly offers 'crazy' home loan rates of 3.99% - lowest in four years

Offer of ultra-low one and two-year rates heralds more cuts ahead of OCR decision.

Have your say and vote in the 2025 DRIVEN Car Guide NZ Car of the Year People’s Choice!

What do you think is the best car on sale? Tell us and be in to win free fuel/charge.

From farmers’ market to millions: The sweet rise of J’aime macarons

Bridget O'Sullivan built J’aime from a Christchurch market stall in 2008.

Watch: Te Pāti Māori co-leader Rawiri Waititi accuses two of his MPs of going 'rogue'

All Blacks lose Scott and Jordie Barrett

Labour leader Chris Hipkins on Te Pāti Māori, CGT and the upcoming election

DOC Warns Hikers to stay back as South Island tracks hit by snow and slips

Afternoon quiz: What does 'GPT' stand for in ChatGPT?

Herald Hat-trick sports quiz: November 4

Sudoku - test yourself

Crosswords

Toni Street on creating confidence: 'If I’m too smiley, you can just suck it up'

Why the debate over fireworks gets louder every year

The scarcity secret to Bitcoin's success

How new biometric privacy rules will change what businesses must disclose

Melbourne Cup 2025: Who will win 'the race that stops a nation?'

All the action as Melbourne Cup day is upon us.

Kiwis legend 'angry', calls for heads to roll over Katoa head knock controversy

Eli Katoa had surgery to remove fluid from his brain after copping three head knocks.

Fabian's Holland: Inside the Dutch All Black's hometown rugby club

The All Blacks lock had Kiwi influences when he was growing up in the Netherlands.

Brisbane bounce: Kiwi medallist seeks Olympic boost for local trampoline events

Dylan Schmidt hopes New Zealand will host some major events closer to the 2032 Games.

Small bank quietly offers 'crazy' home loan rates of 3.99% - lowest in four years

Love It Or List It home sells fast after getting sharp asking price

Burt Reynolds wouldn’t leave: Famous Lake Taupō Lodge for sale

Capital gains tax bombshell: Three important things to keep in mind

Out of gas and ideas? With gas supplies drying up, govt bets on chance instead of transition help

As supplies shrink and prices surge, where's the plan for the coming gas supply crisis?

Guillermo del Toro’s Frankenstein is a five-star monster triumph

Guillermo del Toro has created a throwback for the ages.

Peter Griffin: When the cloud crashes

As most Kiwis slept, digital mayhem was unleashed on internet users around the world.

Official reaction to Palestine-Israel activism threatens NZ’s social cohesion

Increasing polarisation and personalisation has a chilling effect on free expression.

Sponsored: Reduce reno waste to save money

Planning and preparation are everything.

How a busy mum of two slashed her weekly grocery bill

In the lead-up to Christmas, an extra $44 per week can mean a lot.

Sponsored: Big ideas for tiny bathrooms

Temperature, air flow and humidity are key factors in any bathroom reno.

Sponsored: Pastels evolution - from sweet to grown up

Mix and match colours to create drama and personality.