The woman, who was an adult student, gave evidence at her Tribunal hearing that she admitted the theft but says her husband's drinking and money problems led to the offending.
"I wanted to come off the benefit, but he told me if I did that the children would have nothing. As a mother this was horrifying. I wasn't making much and what I did make would go out of the account feeding [husband's] now heavy drinking. I was constantly told that everything was my fault, him having no work, no friends, he blamed me for even the failure of his business. I was so brainwashed all I cared about were my children."
The woman said she hoped the Tribunal accepted that she had been living "under extreme stress and emotional and physical abuse when I lost my way".
"As a mother my only goal was to feed and clothe my children."
Rebecca Scott, on behalf of the Education Council of Aotearoa New Zealand, submitted that the offending was deliberate, occurred over a number of years and involved the teacher fraudulently signing four documents declaring that she had no income while she was in paid employment.
The Tribunal accepted the offending was sustained and the "most serious kind".
"It is entirely inconsistent with the responsibilities of a teacher."
However, it also accepted the teacher's evidence was "harrowing".
"The picture which emerges is of a wife and mother doing everything within her power to provide for her family being seriously let down by her husband in a range of ways."
She accepted that the woman didn't want the circumstances that formed the background to her offending made public and agreed to suppress her name.
As well as being censured, conditions were also imposed on the teacher requiring her to notify any employer or prospective employer of this offending for three years and to seek counselling before returning to work, and to arrange mentoring for 18 months upon taking a teaching job.