If you're one of those last-minute shoppers, you have one day left to brave the crowds, queues and harassed shop assistants.
Retail experts say that sales are going well.
Barry Hellberg, of the New Zealand Retailers Association, said the week had started with aflurry.
Figures from Paymark Eftpos, which is the largest Eftpos company and handles about 60 per cent of the market, show that in many regions the value of sales for the week ending December 22 is up compared with the same period last year.
Auckland/Northland is up by 4.19 per cent to $304,428,185.
Other areas spending more than last year included Waikato (up 0.18 per cent), Hawke's Bay (0.35 per cent), Wairarapa (1.69 per cent), and Wellington (1.45 per cent).
Some regions registered a slide in spending figures.
They included: Bay of Plenty (0.31 per cent), Gisborne (1.75 per cent), Taranaki/Taupo (2.04 per cent), Wanganui (4.28 per cent), and Palmerston North (3.88 per cent).
Steve Fisher, public relations manager for ANZ Banking Group, which owns Eftpos NZ, estimated that electronic transactions were 5 per cent up on last year, but said the comparison was guesswork.
At this time of year the company records 100,000 transactions an hour. It claims to have 20 per cent of the electronic financial transaction market.
Despite the increase, the number for the Christmas period is down on forecasts.
Westfield national marketing and communications manager Linda Round said early indications were that Christmas would be good for mall retailers.
Shoppers had held off buying summer fashions due to poor weather, but sales figures were expected to rise with the onset of warmer weather.