I am hopping over to visit family in Australia then backpacking on a budget around the Northern Territory. Should I bother getting travel insurance since we have an agreement with Australia for emergencies?
Tim
If you've ever read the Territory's local rag The NT News, you'll be aware that all sorts of wild and wacky incidents can happen in that particular part of 'Straya. It's definitely recommended reading while you're there — be sure to check out the book collecting its finest front pages, appropriately titled What a Croc.
Though overs the basics, there's lots of other stuff it won't cover you for. If you need an ambulance — and hopefully you won't — that won't be covered and it can be pretty expensive, especially if you're in the middle of nowhere. It also only covers immediately necessary treatment, so if it's decided you could just fly home and be treated, you'll have to pay. It's always worth getting insurance — aside from accidents/health concerns, it can cover any other stuff-ups you might encounter along the way. For a trip to Aussie, it's generally not too much either, so it's definitely worth it for some peace of mind.
Over a million Kiwis visit Australia every year. Some of them get sunburnt, some of them get sick, and some of them assume that the Reciprocal Health Agreement is there to save them. But as we've seen first-hand, this isn't always the case.
Before you go: Remember to pack your insurance. While New Zealand shares a Reciprocal Health Agreement with Australia for basic healthcare, this won't cover you for many other expenses, like ambulance costs, blood tests, accommodation extensions, flight cancellations and more.
3 quick tips for safe travel in Australia
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1. Don't underestimate the Australian sun, especially in summer. If temperatures reach over 35 degrees, swap the beach for an air-conditioned movie theatre.
2. When renting a car, always obey local driving laws and only hire from a licensed rental agency. Remember that there can also be long distances between towns which have fuel.
3. If you're heading to the beach, swim between the flags and always follow the instructions of lifeguards to avoid rips and other dangers.
For more great travel tips and advice, visit Southern Cross Travel Insurance
Email your questions to askaway@nzherald.co.nz
Eli cannot answer all questions and can't correspond with readers.
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