Each week the NZ Herald and Newstalk ZB's Cooking the Books podcast tackles a different money problem. Today, it's the good and bad of buying a house with a friend. Hosted by Frances Cook.
Money can be particularly difficult when you're flying solo. You don't have the luxury of pooling resources with someone else, buying the same thing for a fraction of the price.
Or don't you?
Particularly in the house buying world, some people are now teaming up with friends.
It's a smart way to get around steep prices - particularly when most houses have more than one bedroom anyway, and you were probably already thinking about a flatmate in order to keep the bills down.
There's just one issue; buying a house is a major commitment, even for those in a romantic relationship.
For a friendship you want to make sure you do this right, as there's no standard divorce law to help you out if things go sour.
That means there are a couple of legal considerations you need to be aware of first.
For the latest Cooking the Books podcast I talked to Joanna Pidgeon from Pidgeon Law.
We discussed what legal problems can come up, what to put into a contract, and how to vet the person you're thinking about buying with.
Why property investing can be so much more than renting homes
Cooking the Books: How to budget without feeling deprived
For the full episode, watch the video podcast above.