Do you sign financial documents you have no idea about, do you have a joint account, or are you just a signatory? What happens if you are widowed or divorced? In the second part of

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THE LAWYER

Pearl Butler, director Gellert Ivanson

THE BANKER

Paula Steed, chief internal auditor, ASB

THE MINISTER

Rev Sandy Robertson, chaplain at Diocesan School for Girls in Auckland

THE FINANCIAL COLUMNIST/ AUTHOR

Mary Holm

THE EDUCATOR

Lorraine Pound, principal of Epsom Girls' Grammar School

THE BANKING OMBUDSMAN

Nicola Sladden, Banking Ombudsman