The cost of funerals is rising, with the money involved becoming an increasing issue for grieving families. Eva de Jong speaks to people working in the funeral sector about the different, surprising directions families are taking away from traditional ceremonies.
Building your own coffin, death doulas and water cremation are broadening the ways people can mark a death in New Zealand.
For Treza Gallogly, chairwoman of the End of Life Doula Alliance of Aotearoa, it’s important people are aware of all the options out there for funerals.
She has observed a trend in people moving away from traditional, rigid ceremony expectations to options such as families bringing a plate instead of using caterers, holding a living wake, or choosing not to be embalmed.
A death or end-of-life doula is a relatively new experience to New Zealand, with the doula movement first emerging in the early 2000s in the United States.
Death doulas care for terminally ill or dying people in the final stages of their life and help to organise their funeral after their death.
“Doulas are a new thing in New Zealand, there’s not that many of us around the country yet but we are growing ... we’ve seen the success of this role overseas and we know we can make a difference for families,” Gallogly said.
The choices are growing for how people might want to honour their death, but it’s also linked to financial pressure.
Funeral celebrant Kelly Townsend, who also does volunteer work for Death without Debt – an advocacy group working to make funerals more affordable – said families could now conduct their own services.
In some cases, families would be going through too much grief to perform a DIY funeral but for those who did, it was often a restorative experience.
“It’s the old-fashioned Irish wake, it’s the tangi, you know, it’s the way our ancestors did it and it’s really quite healing to be hands-on – washing the body, building a casket, decorating or transporting a casket – in that whole process the kinaesthetic is healing,” Townsend said.
Townsend said 47% of New Zealanders were unable to access $5000 in savings but the average cost of a funeral was $13,000.
“Automatically 50% of people in this country are going into debt to pay for an average funeral,” Townsend said.
“If people can’t pay that funeral debt they will be paying interest on it.”
Propel NZ Auckland group general manager Wade Downey, who has been a funeral director for almost 40 years, said he thought DIY funerals were getting more attention, but that the trend wasn’t growing massively.
“There’s some conversation that funeral companies or the industry blocks people’s ability to do it themselves – we don’t,” Downey said.
Downey said the emotional burden was often too much for people trying to carry out aspects of the service themselves, and families had come to them midway through the process for help.
Gateway Funeral Services managing director Bradley Shaw, who is based in Whakatāne, has been a funeral director for 14 years.
He said he had noticed more and more families were struggling with funeral debt.
“I think over the years they [funerals] have gotten more expensive as our operating costs have gone up along with everything else.
“In Whakatāne, which is a lower-socioeconomic area, we probably would have 90% of our families applying for the Winz [Work and Income NZ] funeral grant.
“That’s extremely high compared to other places around the country.”
New Zealand Cemeteries and Crematoria Collective chairman Daniel Chrisp said more people were exploring DIY funerals and natural burials, but it was still nothing like the numbers for traditional funerals and burials.
“I think it’s one of those things where there’s always going to be a popular option, but families just appreciate having choices, what they don’t like is just having to pick between two options,” Chrisp said.
Shaw said the majority of people seemed to be sticking with the traditional direction of hiring a funeral director.
Downey said the perception of funerals as being “so expensive” or costing too much was his biggest concern about the current industry, however, he felt it was a difficult mindset to shift.
“One of the challenges is it’s a cost we don’t want to spend money on, we don’t want to spend money on grief ... we want to buy a trip or spend money on weddings.”
Shaw had made the decision to sell all coffins at his funeral home for the same price to avoid the difficult choice for families of having to choose a cheaper casket.
“We’ve been doing that since last year and we’ve had wonderful success with it ... they still get multiple options.”
Gallogly had worked with families who built their own coffins using harvested wood or natural timber and decorated them with messages from friends.
She said there were alternatives to cremations and normal burials, such as being buried in a shroud or a natural burial – that involved a person being buried in a shallower grave in nutrient-rich soil.
A person could choose not to have a headstone and instead the family could plant a native tree or be given the GPS co-ordinates of the grave.
Waikumete Cemetery was currently the only site in Auckland that offered a natural burial area.
Townsend said planning was crucial to save costs for a funeral but often families did not want to think about a death before it happened.
She hoped this would change.
“The trouble is if you don’t plan and someone dies, you’re grieving and you’re not in a good place to make decisions and are more likely just to take the first option,” Townsend said.
For instance, the average price of embalming was between $500-$1000 but there were other ways to carry out the process to avoid this cost, Townsend said.
Car crash victims or people who had died from trauma wounds would need to be embalmed, but in other cases there were natural ways of keeping the body cool or intact.
“You don’t always need to be embalmed ... people don’t realise it, so it’s just about education and preparing in advance.”
There was also now the option for water cremation in New Zealand which offered an environmentally friendly alternative for cremation.
A water cremation - also called bio-cremation or alkaline hydrolysis - involves a body being dissolved in an alkaline solution inside a stainless-steel machine.
It usually takes from three to four hours and unlike the traditional cremation process, it creates zero emissions.
After the dissolving, the bones could be given back to the family as ashes.
Chrisp said he had noticed conversations were happening about alternatives to traditional cremations at funeral homes and cemeteries.
“I think at the moment most New Zealand families seem to be happy with burials and cremations as the predominant options, and typical flame cremation is still the most popular,” Chrisp said.
“In America, they’ve even got human composting now.
“So, I think there are conversations and there is a bit of publicity about newer options for what to do with your body when you don’t need it anymore, but in terms of families committing that’s possibly further down the line.”
Gallogly said she would like to see the funeral industry change to have “a greater willingness to unbundle services” for families.
“I think it’s important when people are working with a family that they understand the financial position they might be in and are willing to share with that family other ways of doing things rather than going to the default tick-box situation,” she said.
Downey said he did not think funeral homes were maximising profits and that all the businesses he knew were in the industry for the right reasons – to care for families.
However, it was also a reality for funeral directors that they could not offer their services to families if their businesses went under.
“We’re in business, we need to make money ... a funeral home has to be profitable to stay in operation,” Downey said.
He said funeral directors could assist people with cost-saving measures, such as bringing their own flowers or reducing the catering size of a funeral.
Gallogly said she had observed that New Zealand was a country where denial of death was common, and it was often a subject that was avoided in conversations.
“I’d like to see a society where death is much more accepted and talked about more openly to take away the fear around it,” Gallogly said.
New figures released by the Funeral Directors Association of New Zealand earlier this week showed significant jumps in burial and cremation fees in cities around New Zealand.
Shaw was concerned about the hike in council cremation fees, as he had observed a higher number of cremations happening for Māori families.
“We noticed an increase in cremation for Māori families after Covid, it went up about 150% in the first year,” Shaw said.
“That was due to funeral restrictions but now it’s still around that and it’s probably increasing every year.”
The most expensive cremation fee was $1300 in Invercargill, compared to the cheapest council cremation service of $630 in Rotorua.
Auckland’s Manukau Memorial Gardens and Waikumete Cemetery charged the highest fees for ash burials, each costing $3080.
Mākara Cemetery in Wellington was the cheapest cemetery for an ash burial, with a price of $365.
Funeral Directors Association chief executive Gillian Boyes said rising cemetery and cremation fees were placing an unsustainable financial burden on low-income families.
“The sad reality is that at a time when a very low-income family is hurting and grieving and just wants to remember their loved one, they are going to be faced with the added pain of a big bill with fixed basic costs that just keep going up,” Boyes said.
In 2025, the highest council costs for a burial were in New Plymouth at $7207.
Marlborough’s burial fees had risen to $6611 in 2025, which was a 19% increase on last year’s amount.
Shaw said the Winz funeral grant, which offers up to $2616, needs to be raised to reflect the council cost increases.
The hike in burial and cremation fees was putting additional pressure on funeral directors as they had to adjust their own costs and pricing for families.
Townsend said there were many families living with death poverty in New Zealand, who were currently paying back debt from a funeral.
Gallogly had seen, first-hand, families struggling to afford to pay for a funeral.
“There is a lot of poverty in our communities, I think people really struggle to survive these days never mind pay for someone’s funeral, especially if it’s not expected,” she said.
She had also witnessed ceremonies where communities had banded together to help with flowers, bringing meals or running the ceremony to cut down on costs.
“I think it’s about building a village around the family,” she said.
Eva de Jong is a New Zealand Herald reporter covering general news for the daily newspaper, Weekend Herald and Herald on Sunday. She was previously a multimedia journalist for the Whanganui Chronicle, covering health stories and general news.
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