Can we become better financial citizens? The idea for this article came from a young person who has next to no money, but still puts 10 per cent of every dollar earned into a charity account.

Giving to charity isn't unusual of course. Even for those on low incomes. And nor is altruism/philanthropy the only aspect of becoming a better financial citizen. Every decision we make with our financial resources can be turned around for good.

The overarching concept of being a better financial citizen is nicely categorised by's Tom Hartmann. He refers to "stewardship" of your money.


Invest responsibly


Pay your taxes

Spend mindfully

Think of the of the environment

Budget for good

Be kinder to yourself