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Fail File: Mary Holm
'Global research has found more wealth can actually make you less happy'.
Mary Holm: Sex, drugs, rock 'n' roll – and KiwiSaver
OPINION: How early is too early to start saving for retirement?
Mary Holm: Are bond investments a scam?
OPINION: Many KiwiSaver funds include high-quality bonds, except for the most risky ones.
Mary Holm: How to weather sharemarket turbulence
OPINION: Knowing when to invest again is impossible so it's better to stay put.
Mary Holm: When to sell your rental property
OPINION: Property prices are down but you might wait years for them to recover.
Mary Holm: How much insurance do you really need? What every household should weigh up
OPINION: Basic life insurance cover is vital, even for low-income families.
Mary Holm: Gold or shares – which one is better?
OPINION: Gold has risen lately, but that might not make it the best option long-term.
Mary Holm: Why men and women often invest differently – and what it means for your money
Men are more likely than women to chase higher-risk, volatile investments.
Mary Holm: Why ring-fencing inheritances can save heartbreak later on
Readers warn a young inheritor not to mingle her windfall with her partner's finances.
Mary Holm: How offset mortgages can help families save big
OPINION: People can reduce interest by subtracting savings from mortgage balances.