The mortgage was paid for using a joint account which Skipworth failed to disclose, Judge Hollister-Jones said.
"You had the benefit of your husband's income but continued to receive assistance without disclosing the assistance from him.
"You said the outgoings on the property were your entire responsibility."
Skipworth's lawyer Tony Rickard-Sims told the judge Skipworth had gone to budget counselling and stopped gambling since the charges were laid.
He said the Ministry of Social Development wasn't seeking a court repayment order as it would use ministry methods to recover the costs.
In cases where clients have been overpaid, the ministry recovers debt in regular repayments by making deductions from their benefit payments at a rate which would not cause undue hardship.
Judge Hollister-Jones said the community work portion of the sentence would ensure Skipworth gave back to the community.
"This was stealing from taxpayers essentially so it's necessary for you to put something back into the community."