The road is closed, and diversions are in place.
Michael Hunt, the first person on the scene, said he heard a “bang” in the early hours of the morning.
“I thought someone was in the house... and I came down the drive to go to work and saw a ute hard against the tree,” he told the Herald.
Hunt said he called 111 immediately and was told by emergency services to have a look to see if anyone was alive or if there were any passengers.
“Police turned up five minutes later and told us to go have a cuppa and that they would come see us.”
Hunt told the Herald: “As soon as we saw it we knew there was no chance of survival.”
It comes after a person died on the same stretch of road following a crash between a truck and a motorcycle in May 2018.
The motorcyclist was in a critical condition when emergency services arrived at the scene, on Selwyn Rd, about 3.30am.
Despite medical efforts, he died a short time later.