While he acknowledged the photo had been a hit with Kate, Mr Sterritt - who gave his age as over 90 - confessed to not being too aware of the conversation when asked what the pair had discussed.
"I've got a short memory,'' he laughed.
''[She said] 'oh, pleased to meet you'.''
When asked what he thought of Kate, Mr Sterritt said: "lovely, isn't she, very natural".
Mr Sterritt, who lives in Renwick, said his daughter had "fished out'' the photo for today's occasion.
Catherine, Duchess of Cambridge, is shown a photograph of veteran Wilton Sterritt with Prince Philip from 1974. Photo / Getty Images, Teuila Fuatai