We know how hard buying your first home can be - climbing that first step onto the property ladder can seem impossible.
Put down that fancy coffee. Drop that five grain toast caked in smashed avo. A few drinks after work? Forget it, apparently.
Unaffordable housing is a huge problem in New Zealand and, ultimately, we'll all pay the price if young people, singles and those on modest incomes continue to be largely locked out of home ownership.
If you're struggling to buy your first home, we want to hear your story for a new Herald series - even if you only want to be known by your, or someone else's, first name.