"She hit the back of her head hard on the ground. She was able to get up, but could not continue playing."
Waikato was able to walk from the field and across the carpark with her partner before she collapsed.
Team manager Evelyn Rapaea, a registered nurse, saw Waikato leave the field and heard her say she had a sore head.
She and others hurried to help Waikato, and an ambulance was called.
However, it was not until Waikato collapsed that Rapaea realised how serious it was.
Waikato was taken to Hawke's Bay Hospital in Hastings, but died about 8.50pm.
"Sadly, rugby league, along with many other commonly engaged-in sporting activities, has a risk factor," Scott said.
"That risk factor manifested itself in the worst possible way here and led to [Waikato's] death."
The medical cause of death, determined by Dr Matthew Bailey, was a subdural haemorrhage, as the result of the rugby league injury.