NZ Herald
  • Home
  • Latest news
  • Herald NOW
  • Video
  • New Zealand
  • Sport
  • World
  • Business
  • Entertainment
  • Podcasts
  • Quizzes
  • Opinion
  • Lifestyle
  • Travel
  • Viva
  • Weather

Subscriptions

  • Herald Premium
  • Viva Premium
  • The Listener
  • BusinessDesk

Sections

  • Latest news
  • New Zealand
    • All New Zealand
    • Crime
    • Politics
    • Education
    • Open Justice
    • Scam Update
  • Herald NOW
  • On The Up
  • World
    • All World
    • Australia
    • Asia
    • UK
    • United States
    • Middle East
    • Europe
    • Pacific
  • Business
    • All Business
    • MarketsSharesCurrencyCommoditiesStock TakesCrypto
    • Markets with Madison
    • Media Insider
    • Business analysis
    • Personal financeKiwiSaverInterest ratesTaxInvestment
    • EconomyInflationGDPOfficial cash rateEmployment
    • Small business
    • Business reportsMood of the BoardroomProject AucklandSustainable business and financeCapital markets reportAgribusiness reportInfrastructure reportDynamic business
    • Deloitte Top 200 Awards
    • CompaniesAged CareAgribusinessAirlinesBanking and financeConstructionEnergyFreight and logisticsHealthcareManufacturingMedia and MarketingRetailTelecommunicationsTourism
  • Opinion
    • All Opinion
    • Analysis
    • Editorials
    • Business analysis
    • Premium opinion
    • Letters to the editor
  • Politics
  • Sport
    • All Sport
    • OlympicsParalympics
    • RugbySuper RugbyNPCAll BlacksBlack FernsRugby sevensSchool rugby
    • CricketBlack CapsWhite Ferns
    • Racing
    • NetballSilver Ferns
    • LeagueWarriorsNRL
    • FootballWellington PhoenixAuckland FCAll WhitesFootball FernsEnglish Premier League
    • GolfNZ Open
    • MotorsportFormula 1
    • Boxing
    • UFC
    • BasketballNBABreakersTall BlacksTall Ferns
    • Tennis
    • Cycling
    • Athletics
    • SailingAmerica's CupSailGP
    • Rowing
  • Lifestyle
    • All Lifestyle
    • Viva - Food, fashion & beauty
    • Society Insider
    • Royals
    • Sex & relationships
    • Food & drinkRecipesRecipe collectionsRestaurant reviewsRestaurant bookings
    • Health & wellbeing
    • Fashion & beauty
    • Pets & animals
    • The Selection - Shop the trendsShop fashionShop beautyShop entertainmentShop giftsShop home & living
    • Milford's Investing Place
  • Entertainment
    • All Entertainment
    • TV
    • MoviesMovie reviews
    • MusicMusic reviews
    • BooksBook reviews
    • Culture
    • ReviewsBook reviewsMovie reviewsMusic reviewsRestaurant reviews
  • Travel
    • All Travel
    • News
    • New ZealandNorthlandAucklandWellingtonCanterburyOtago / QueenstownNelson-TasmanBest NZ beaches
    • International travelAustraliaPacific IslandsEuropeUKUSAAfricaAsia
    • Rail holidays
    • Cruise holidays
    • Ski holidays
    • Luxury travel
    • Adventure travel
  • Kāhu Māori news
  • Environment
    • All Environment
    • Our Green Future
  • Talanoa Pacific news
  • Property
    • All Property
    • Property Insider
    • Interest rates tracker
    • Residential property listings
    • Commercial property listings
  • Health
  • Technology
    • All Technology
    • AI
    • Social media
  • Rural
    • All Rural
    • Dairy farming
    • Sheep & beef farming
    • Horticulture
    • Animal health
    • Rural business
    • Rural life
    • Rural technology
    • Opinion
    • Audio & podcasts
  • Weather forecasts
    • All Weather forecasts
    • Kaitaia
    • Whangārei
    • Dargaville
    • Auckland
    • Thames
    • Tauranga
    • Hamilton
    • Whakatāne
    • Rotorua
    • Tokoroa
    • Te Kuiti
    • Taumaranui
    • Taupō
    • Gisborne
    • New Plymouth
    • Napier
    • Hastings
    • Dannevirke
    • Whanganui
    • Palmerston North
    • Levin
    • Paraparaumu
    • Masterton
    • Wellington
    • Motueka
    • Nelson
    • Blenheim
    • Westport
    • Reefton
    • Kaikōura
    • Greymouth
    • Hokitika
    • Christchurch
    • Ashburton
    • Timaru
    • Wānaka
    • Oamaru
    • Queenstown
    • Dunedin
    • Gore
    • Invercargill
  • Meet the journalists
  • Promotions & competitions
  • OneRoof property listings
  • Driven car news

Puzzles & Quizzes

  • Puzzles
    • All Puzzles
    • Sudoku
    • Code Cracker
    • Crosswords
    • Cryptic crossword
    • Wordsearch
  • Quizzes
    • All Quizzes
    • Morning quiz
    • Afternoon quiz
    • Sports quiz

Regions

  • Northland
    • All Northland
    • Far North
    • Kaitaia
    • Kerikeri
    • Kaikohe
    • Bay of Islands
    • Whangarei
    • Dargaville
    • Kaipara
    • Mangawhai
  • Auckland
  • Waikato
    • All Waikato
    • Hamilton
    • Coromandel & Hauraki
    • Matamata & Piako
    • Cambridge
    • Te Awamutu
    • Tokoroa & South Waikato
    • Taupō & Tūrangi
  • Bay of Plenty
    • All Bay of Plenty
    • Katikati
    • Tauranga
    • Mount Maunganui
    • Pāpāmoa
    • Te Puke
    • Whakatāne
  • Rotorua
  • Hawke's Bay
    • All Hawke's Bay
    • Napier
    • Hastings
    • Havelock North
    • Central Hawke's Bay
    • Wairoa
  • Taranaki
    • All Taranaki
    • Stratford
    • New Plymouth
    • Hāwera
  • Manawatū - Whanganui
    • All Manawatū - Whanganui
    • Whanganui
    • Palmerston North
    • Manawatū
    • Tararua
    • Horowhenua
  • Wellington
    • All Wellington
    • Kapiti
    • Wairarapa
    • Upper Hutt
    • Lower Hutt
  • Nelson & Tasman
    • All Nelson & Tasman
    • Motueka
    • Nelson
    • Tasman
  • Marlborough
  • West Coast
  • Canterbury
    • All Canterbury
    • Kaikōura
    • Christchurch
    • Ashburton
    • Timaru
  • Otago
    • All Otago
    • Oamaru
    • Dunedin
    • Balclutha
    • Alexandra
    • Queenstown
    • Wanaka
  • Southland
    • All Southland
    • Invercargill
    • Gore
    • Stewart Island
  • Gisborne

Media

  • Video
    • All Video
    • NZ news video
    • Herald NOW
    • Business news video
    • Politics news video
    • Sport video
    • World news video
    • Lifestyle video
    • Entertainment video
    • Travel video
    • Markets with Madison
    • Kea Kids news
  • Podcasts
    • All Podcasts
    • The Front Page
    • On the Tiles
    • Ask me Anything
    • The Little Things
  • Cartoons
  • Photo galleries
  • Today's Paper - E-editions
  • Photo sales
  • Classifieds

NZME Network

  • Advertise with NZME
  • OneRoof
  • Driven Car Guide
  • BusinessDesk
  • Newstalk ZB
  • Sunlive
  • ZM
  • The Hits
  • Coast
  • Radio Hauraki
  • The Alternative Commentary Collective
  • Gold
  • Flava
  • iHeart Radio
  • Hokonui
  • Radio Wanaka
  • iHeartCountry New Zealand
  • Restaurant Hub
  • NZME Events

SubscribeSign In
Advertisement
Advertise with NZME.
Home / New Zealand

Chlöe Swarbrick: Housing one of the major drivers of poverty in NZ — who pays the cost?

By Chlöe Swarbrick
NZ Herald·
29 Jun, 2023 10:39 PM5 mins to read

Subscribe to listen

Access to Herald Premium articles require a Premium subscription. Subscribe now to listen.
Already a subscriber?  Sign in here

Listening to articles is free for open-access content—explore other articles or learn more about text-to-speech.
‌
Save

    Share this article

Renting is no longer a transient state for New Zealanders, the Green MP says. Photo / Getty Images / Tim Onnes

Renting is no longer a transient state for New Zealanders, the Green MP says. Photo / Getty Images / Tim Onnes

Opinion by Chlöe Swarbrick

OPINION

In 1988, our National Housing Commission declared, “New Zealand does not have the huge, insoluble problems of homelessness and substandard housing which confront many other nations.”

This was the final report of the then disestablished commission, which to that point had reported detailed data every five years to keep the country and policy-makers informed about what we had once considered the foundation of stable society: a home for New Zealanders to call their own.

I was born six years after that report, and in those years and across my lifetime, deliberate political choices - specifically, political choices by people sitting in Parliament - have shredded that once-guaranteed housing dignity and stability. They traded it for a game of Monopoly, which, the pecuniary interests register tells us, also happens to disproportionately benefit around half of the “representatives” in there with interests in more than one property (notably, approximately just 2 per cent of the general population are landlords).

This dire situation is the direct consequence of political decisions, and it is disproportionately hurting the 1.4 million renters in this country that our Parliament, by majority, and as an overwhelming majority of comfortable homeowners, continues to structurally disempower.

Advertisement
Advertise with NZME.
Advertisement
Advertise with NZME.
MP Chloe Swarbrick. Photo / Tim Onnes
MP Chloe Swarbrick. Photo / Tim Onnes

In spite of this, we have made some slow progress. In 2017, the Greens worked with Labour to introduce Healthy Homes Standards and a slate of amendments to the Residential Tenancies Act, removing no-cause evictions and allowing renters to take claims to the Tenancy Tribunal anonymously.

Some standards, we obviously agreed, were better than nothing. A set of rules means it’s clear how a game should be played, but those rules become pretty meaningless if there’s no consistent referee monitoring and enforcing them.

Unfortunately, that’s what the Healthy Homes Standards have become. My parliamentary written questions last year showed the Government isn’t tracking how many private rentals are compliant. It doesn’t know how many landlords and property managers have decided to self-exclude their properties from compliance. It has no tabs on the cottage industry of companies that have cropped up to verify these standards, let alone the variance in their approaches.

Advertisement
Advertise with NZME.

This leaves the third of New Zealanders who rent left to shoulder the burden of enforcing these basic rules which are supposed to protect them.

It’s a funny thing that whenever the Greens mention renters, we’re immediately shouted down and told that the problem is, somehow, that landlords aren’t given enough free rein. That the solution is more commodification of basic human rights.

Ironically, this is exactly what the National Housing Commission warned against back in 1988, that shifting of responsibility from the state to the private sector would, “add little to the total housing supply while allowing private landlords and property speculators to make even higher charges for a non-expanding supply of housing… rais[ing] the purchase price of land and rented property”.

StatsNZ tells us many renters spend more of their income on older, smaller, mouldier, lower-quality housing.
StatsNZ tells us many renters spend more of their income on older, smaller, mouldier, lower-quality housing.

We now know, viscerally, how right they were. Whatever metric you choose, we have the most expensive housing in the world. The Accommodation Supplement, once rationalised in the state-housing sell-off to help support lower income New Zealanders pushed into the private sector, is now paid out to the tune of $2 billion a year with evidence showing it primarily serves to just bid up rental prices and effectively subsidise private landlords. We remain one of the only countries in the developed world that continues to provide special tax treatment and preference to properties, incentivising the flow of capital into unproductive property speculation, or what University of Auckland researchers called, “a politically condoned, finance-fuelled casino”.

In less than 40 years, political decisions have not only made housing one of the major drivers of poverty and inequality in this country, but one of the major determinants of both physical and mental health, not to mention education achievement and school attendance.

So, who pays the cost?

Most immediately, it’s the 1.4 million renting New Zealanders, who Statistics New Zealand tells us spend more of their income on older, smaller, mouldier, lower quality housing.

Renting is no longer a transient state – unless you’re talking about the literal transience which sees renters in this country maintaining their tenancies for, on average, just 16 months at a time.

Almost all of us will know families with children and friends in their 30s and 40s who are flatting. A quarter of retirees don’t own their own home.

This didn’t happen overnight. It happened within a generation of political decisions that sold our human right to housing to the highest bidder.

Advertisement
Advertise with NZME.

As depressing as that may be, it makes clear that the status quo is not an inevitability. It can and must change if we want any hope of a fairer society.

The good news is the Greens are unveiling our plan to fix it all this coming Sunday.

Chlöe Swarbrick, Green Party, is the MP for Auckland Central.

Save

    Share this article

Latest from New Zealand

Politics

Exclusive: National loses control of cost of living to Labour in new survey

18 Jun 05:00 PM
Premium
Letters to the Editor

Letters: New vape rules leave much still to be addressed

18 Jun 05:00 PM
New Zealand

Morning quiz: A group of mice is called what?

18 Jun 05:00 PM

Jono and Ben brew up a tea-fuelled adventure in Sri Lanka

sponsored
Advertisement
Advertise with NZME.

Latest from New Zealand

Exclusive: National loses control of cost of living to Labour in new survey

Exclusive: National loses control of cost of living to Labour in new survey

18 Jun 05:00 PM

Inflation is the top issue for Kiwis and they think Labour is best to keep prices down.

Premium
Letters: New vape rules leave much still to be addressed

Letters: New vape rules leave much still to be addressed

18 Jun 05:00 PM
Morning quiz: A group of mice is called what?

Morning quiz: A group of mice is called what?

18 Jun 05:00 PM
'Compelled to stay': More teachers working past 65 amid shortages

'Compelled to stay': More teachers working past 65 amid shortages

18 Jun 05:00 PM
Help for those helping hardest-hit
sponsored

Help for those helping hardest-hit

NZ Herald
  • About NZ Herald
  • Meet the journalists
  • Newsletters
  • Classifieds
  • Help & support
  • Contact us
  • House rules
  • Privacy Policy
  • Terms of use
  • Competition terms & conditions
  • Our use of AI
Subscriber Services
  • NZ Herald e-editions
  • Daily puzzles & quizzes
  • Manage your digital subscription
  • Manage your print subscription
  • Subscribe to the NZ Herald newspaper
  • Subscribe to Herald Premium
  • Gift a subscription
  • Subscriber FAQs
  • Subscription terms & conditions
  • Promotions and subscriber benefits
NZME Network
  • The New Zealand Herald
  • The Northland Age
  • The Northern Advocate
  • Waikato Herald
  • Bay of Plenty Times
  • Rotorua Daily Post
  • Hawke's Bay Today
  • Whanganui Chronicle
  • Viva
  • NZ Listener
  • Newstalk ZB
  • BusinessDesk
  • OneRoof
  • Driven Car Guide
  • iHeart Radio
  • Restaurant Hub
NZME
  • About NZME
  • NZME careers
  • Advertise with NZME
  • Digital self-service advertising
  • Book your classified ad
  • Photo sales
  • NZME Events
  • © Copyright 2025 NZME Publishing Limited
TOP