Tara Bernerd is the go-to designer for the super-rich looking to overhaul their penthouse, floating gin palace or hotel complex. Krissi Murison gets a lesson in modern luxe.

Old and new, there are two types of luxury, according to Tara Bernerd, interior architect and designer to the obscenely rich. "Old-school luxury, which looks like Baccarat cut glass. It looks like a woman with beautiful diamond earrings in a Dior dress, sitting in Claridge's," she purrs. "And new-age luxury, which looks like a woman sitting in a marvellous loft development with the latest Phillips de Pury catalogue, chunky Stephen Webster jewellery and her

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