Each week the NZ Herald and Newstalk ZB's Cooking the Books podcast tackles a different money problem. Today, it's the upcoming KiwiSaver changes you can have a say in. Hosted by Frances Cook.

A milestone of looking after your money in New Zealand is to buy a home, and pay it off.

That's because our system, and especially the pension, is designed with home ownership in mind.

Pension payments depend on what you're entitled to, but if you're single you get about $20,000 a year, and if you're in a couple, you get about $30,000 a year.

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That doesn't leave

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