NZ Herald
  • Home
  • Latest news
  • Herald NOW
  • Video
  • New Zealand
  • Sport
  • World
  • Business
  • Entertainment
  • Podcasts
  • Quizzes
  • Opinion
  • Lifestyle
  • Travel
  • Viva
  • Weather

Subscriptions

  • Herald Premium
  • Viva Premium
  • The Listener
  • BusinessDesk

Sections

  • Latest news
  • New Zealand
    • All New Zealand
    • Crime
    • Politics
    • Education
    • Open Justice
    • Scam Update
  • Herald NOW
  • On The Up
  • World
    • All World
    • Australia
    • Asia
    • UK
    • United States
    • Middle East
    • Europe
    • Pacific
  • Business
    • All Business
    • MarketsSharesCurrencyCommoditiesStock TakesCrypto
    • Markets with Madison
    • Media Insider
    • Business analysis
    • Personal financeKiwiSaverInterest ratesTaxInvestment
    • EconomyInflationGDPOfficial cash rateEmployment
    • Small business
    • Business reportsMood of the BoardroomProject AucklandSustainable business and financeCapital markets reportAgribusiness reportInfrastructure reportDynamic business
    • Deloitte Top 200 Awards
    • CompaniesAged CareAgribusinessAirlinesBanking and financeConstructionEnergyFreight and logisticsHealthcareManufacturingMedia and MarketingRetailTelecommunicationsTourism
  • Opinion
    • All Opinion
    • Analysis
    • Editorials
    • Business analysis
    • Premium opinion
    • Letters to the editor
  • Politics
  • Sport
    • All Sport
    • OlympicsParalympics
    • RugbySuper RugbyNPCAll BlacksBlack FernsRugby sevensSchool rugby
    • CricketBlack CapsWhite Ferns
    • Racing
    • NetballSilver Ferns
    • LeagueWarriorsNRL
    • FootballWellington PhoenixAuckland FCAll WhitesFootball FernsEnglish Premier League
    • GolfNZ Open
    • MotorsportFormula 1
    • Boxing
    • UFC
    • BasketballNBABreakersTall BlacksTall Ferns
    • Tennis
    • Cycling
    • Athletics
    • SailingAmerica's CupSailGP
    • Rowing
  • Lifestyle
    • All Lifestyle
    • Viva - Food, fashion & beauty
    • Society Insider
    • Royals
    • Sex & relationships
    • Food & drinkRecipesRecipe collectionsRestaurant reviewsRestaurant bookings
    • Health & wellbeing
    • Fashion & beauty
    • Pets & animals
    • The Selection - Shop the trendsShop fashionShop beautyShop entertainmentShop giftsShop home & living
    • Milford's Investing Place
  • Entertainment
    • All Entertainment
    • TV
    • MoviesMovie reviews
    • MusicMusic reviews
    • BooksBook reviews
    • Culture
    • ReviewsBook reviewsMovie reviewsMusic reviewsRestaurant reviews
  • Travel
    • All Travel
    • News
    • New ZealandNorthlandAucklandWellingtonCanterburyOtago / QueenstownNelson-TasmanBest NZ beaches
    • International travelAustraliaPacific IslandsEuropeUKUSAAfricaAsia
    • Rail holidays
    • Cruise holidays
    • Ski holidays
    • Luxury travel
    • Adventure travel
  • Kāhu Māori news
  • Environment
    • All Environment
    • Our Green Future
  • Talanoa Pacific news
  • Property
    • All Property
    • Property Insider
    • Interest rates tracker
    • Residential property listings
    • Commercial property listings
  • Health
  • Technology
    • All Technology
    • AI
    • Social media
  • Rural
    • All Rural
    • Dairy farming
    • Sheep & beef farming
    • Horticulture
    • Animal health
    • Rural business
    • Rural life
    • Rural technology
    • Opinion
    • Audio & podcasts
  • Weather forecasts
    • All Weather forecasts
    • Kaitaia
    • Whangārei
    • Dargaville
    • Auckland
    • Thames
    • Tauranga
    • Hamilton
    • Whakatāne
    • Rotorua
    • Tokoroa
    • Te Kuiti
    • Taumaranui
    • Taupō
    • Gisborne
    • New Plymouth
    • Napier
    • Hastings
    • Dannevirke
    • Whanganui
    • Palmerston North
    • Levin
    • Paraparaumu
    • Masterton
    • Wellington
    • Motueka
    • Nelson
    • Blenheim
    • Westport
    • Reefton
    • Kaikōura
    • Greymouth
    • Hokitika
    • Christchurch
    • Ashburton
    • Timaru
    • Wānaka
    • Oamaru
    • Queenstown
    • Dunedin
    • Gore
    • Invercargill
  • Meet the journalists
  • Promotions & competitions
  • OneRoof property listings
  • Driven car news

Puzzles & Quizzes

  • Puzzles
    • All Puzzles
    • Sudoku
    • Code Cracker
    • Crosswords
    • Cryptic crossword
    • Wordsearch
  • Quizzes
    • All Quizzes
    • Morning quiz
    • Afternoon quiz
    • Sports quiz

Regions

  • Northland
    • All Northland
    • Far North
    • Kaitaia
    • Kerikeri
    • Kaikohe
    • Bay of Islands
    • Whangarei
    • Dargaville
    • Kaipara
    • Mangawhai
  • Auckland
  • Waikato
    • All Waikato
    • Hamilton
    • Coromandel & Hauraki
    • Matamata & Piako
    • Cambridge
    • Te Awamutu
    • Tokoroa & South Waikato
    • Taupō & Tūrangi
  • Bay of Plenty
    • All Bay of Plenty
    • Katikati
    • Tauranga
    • Mount Maunganui
    • Pāpāmoa
    • Te Puke
    • Whakatāne
  • Rotorua
  • Hawke's Bay
    • All Hawke's Bay
    • Napier
    • Hastings
    • Havelock North
    • Central Hawke's Bay
    • Wairoa
  • Taranaki
    • All Taranaki
    • Stratford
    • New Plymouth
    • Hāwera
  • Manawatū - Whanganui
    • All Manawatū - Whanganui
    • Whanganui
    • Palmerston North
    • Manawatū
    • Tararua
    • Horowhenua
  • Wellington
    • All Wellington
    • Kapiti
    • Wairarapa
    • Upper Hutt
    • Lower Hutt
  • Nelson & Tasman
    • All Nelson & Tasman
    • Motueka
    • Nelson
    • Tasman
  • Marlborough
  • West Coast
  • Canterbury
    • All Canterbury
    • Kaikōura
    • Christchurch
    • Ashburton
    • Timaru
  • Otago
    • All Otago
    • Oamaru
    • Dunedin
    • Balclutha
    • Alexandra
    • Queenstown
    • Wanaka
  • Southland
    • All Southland
    • Invercargill
    • Gore
    • Stewart Island
  • Gisborne

Media

  • Video
    • All Video
    • NZ news video
    • Herald NOW
    • Business news video
    • Politics news video
    • Sport video
    • World news video
    • Lifestyle video
    • Entertainment video
    • Travel video
    • Markets with Madison
    • Kea Kids news
  • Podcasts
    • All Podcasts
    • The Front Page
    • On the Tiles
    • Ask me Anything
    • The Little Things
  • Cartoons
  • Photo galleries
  • Today's Paper - E-editions
  • Photo sales
  • Classifieds

NZME Network

  • Advertise with NZME
  • OneRoof
  • Driven Car Guide
  • BusinessDesk
  • Newstalk ZB
  • Sunlive
  • ZM
  • The Hits
  • Coast
  • Radio Hauraki
  • The Alternative Commentary Collective
  • Gold
  • Flava
  • iHeart Radio
  • Hokonui
  • Radio Wanaka
  • iHeartCountry New Zealand
  • Restaurant Hub
  • NZME Events

SubscribeSign In
Advertisement
Advertise with NZME.
Premium
Home / Business / Companies / Banking and finance

Ex using bank transfer messages to harass woman says he wants her to be 'scared' of him

John Weekes
By John Weekes
Senior Business Reporter·NZ Herald·
13 Jul, 2022 05:20 AM5 mins to read

Subscribe to listen

Access to Herald Premium articles require a Premium subscription. Subscribe now to listen.
Already a subscriber?  Sign in here

Listening to articles is free for open-access content—explore other articles or learn more about text-to-speech.
‌
Save

    Share this article

    Reminder, this is a Premium article and requires a subscription to read.

A Tauranga woman says the man used bank references after she tried blocking other forms of contact with him. Photo / 123RF

A Tauranga woman says the man used bank references after she tried blocking other forms of contact with him. Photo / 123RF

An ex-boyfriend allegedly pestering a former partner using vile bank account references says he wants the woman to be scared of him and leave town.

The Tauranga woman contacted the Herald after receiving a series of abusive references on multiple one-cent deposits.

A domestic violence abuse prevention network said the misuse of bank references was an increasingly common form of harassment.

The Bay of Plenty woman said banks and police seemed disinterested or powerless to stop the messages.

She said the pair broke up late last year and about two months later her former partner started spamming her.

Advertisement
Advertise with NZME.

"I had to block all his numbers and then he started paying to text me."

The Tauranga woman believed at one point the ex paid to use four-digit premium text numbers, which generally companies or charities used to send alerts.

"You can't block them because they're all different so then I had to change my number."

Advertisement
Advertise with NZME.

She said she went to Papamoa police after the ex confronted a relative, and she spoke to a woman at the police station about the alleged harassment in late April.

"They told me I need to go to a lawyer. They asked me to explain it all. She said: It's a civil matter."

She said since visiting the police she'd been receiving the bank deposits.

Screenshots of the deposits showed references with terms including "aha your dog died" and another with the term "sub-human" and racist, misogynist words.

One seemingly received on July 5 said "never gonna stop" and another said: "Still got your nudes".

Another appeared to say: "You will always be trash."

Contacted on Tuesday, the Bay of Plenty ex-partner admitted sending bank references.

"What are the Police gonna do? They don't do anything in this country. They're f****** revenue-gathering pieces of s***."

Advertisement
Advertise with NZME.

He said he hated his former partner.

Bank transfer messages like these allegedly sent in recent days have been used to harass people. Photo / Supplied
Bank transfer messages like these allegedly sent in recent days have been used to harass people. Photo / Supplied

"I just want her to be scared of running into me. I want her to move to a different town and f*** off."

He said he didn't understand why the Herald was contacting him and he had not decided if he would keep sending the one-cent deposits.

"Maybe the bank can filter out offensive words from the reference system. The system's there, mate."

Police have been approached for comment.

The man's bank, Westpac, said he had recently been issued a warning.

"We have a monitoring process that we introduced last year to identify transactions containing offensive phrases," said Ian Hankins, Westpac NZ general manager of consumer banking and wealth.

"The Westpac customer in question was picked up through this process last week and we sent him a warning letter via email on Monday. If he does not stop sending abusive messages we will close his bank accounts," Hankins added.

"We continue to refine our processes and educate our staff about our programme, and will be reminding our employees that complaints like these ones should be escalated immediately to our Extra Care team."

BNZ has threatened to terminate the accounts of anyone caught using reference fields to send abusive messages.

Margie Agaled-Dinwoodie, national service delivery manager at Shakti, said non-traditional harassment was increasingly common.

"When I started work in the domestic violence area in New Zealand 10 years ago we already started seeing cases where there's a lot of online abuse ... What we'd call now digital harm."

She added: "We all have digital lives. We have social lives online."

Agaled-Dinwoodie said a type of digital harm was now involved in most of the cases Shakti dealt with.

She said police commonly seemed not fully aware of how to advise people caught up in similar situations.

"Even with the traditional forms of abuse, it doesn't mean that the police are fully informed of the different forms abuse can take.

"Not many police officers would have a wide understanding of the issue."

She said society generally was sometimes slow to appreciate that harassment by current or former partners could be nuanced.

"Our systems are not so quick to adapt or respond to new developments."

Agaled-Dinwoodie said broadly speaking, a person had the right to not be insulted or threatened when accessing banking.

"This is my bank account. I should be able to have some form of control over it."

Where to go for help or more information:

• Women's Refuge: Free national crisis line operates 24/7 - 0800 refuge or 0800 733 843 www.womensrefuge.org.nz

• Shine, free national helpline 9am- 11pm every day - 0508 744 633 www.2shine.org.nz

• It's Not Ok: Information line 0800 456 450 www.areyouok.org.nz

• Shakti: Providing specialist cultural services for African, Asian and middle eastern women and their children. Crisis line 24/7 0800 742 584

• Ministry of Justice: www.justice.govt.nz/family-justice/domestic-violence

• National Network of Stopping Violence: www.nnsvs.org.nz

• White Ribbon: Aiming to eliminate men's violence towards women, focusing this year on sexual violence and the issue of consent. www.whiteribbon.org.nz

How to hide your visit

If you are reading this information on the Herald website and you're worried that someone using the same computer will find out what you've been looking at, you can follow the steps at the link here to hide your visit. Each of the websites above also have a section that outlines this process.

Save

    Share this article

    Reminder, this is a Premium article and requires a subscription to read.

Latest from Banking and finance

Premium
Banking and finance

'Firepower to help': Small business lender raises $200m capital for new loans

Banking and finance

Rishi Sunak returns to Wall Street bank he joined as intern

Premium
Companies

NZ’s largest taxpayers revealed - does big business play fair?


Sponsored

Solar bat monitors uncover secrets of Auckland’s night sky

Advertisement
Advertise with NZME.

Latest from Banking and finance

Premium
Premium
'Firepower to help': Small business lender raises $200m capital for new loans
Banking and finance

'Firepower to help': Small business lender raises $200m capital for new loans

The funds will support financing in sectors like construction and healthcare.

14 Jul 03:00 AM
Rishi Sunak returns to Wall Street bank he joined as intern
Banking and finance

Rishi Sunak returns to Wall Street bank he joined as intern

09 Jul 12:07 AM
Premium
Premium
NZ’s largest taxpayers revealed - does big business play fair?
Companies

NZ’s largest taxpayers revealed - does big business play fair?

01 Jul 05:00 PM


Solar bat monitors uncover secrets of Auckland’s night sky
Sponsored

Solar bat monitors uncover secrets of Auckland’s night sky

06 Jul 09:47 PM
NZ Herald
  • About NZ Herald
  • Meet the journalists
  • Newsletters
  • Classifieds
  • Help & support
  • Contact us
  • House rules
  • Privacy Policy
  • Terms of use
  • Competition terms & conditions
  • Our use of AI
Subscriber Services
  • NZ Herald e-editions
  • Daily puzzles & quizzes
  • Manage your digital subscription
  • Manage your print subscription
  • Subscribe to the NZ Herald newspaper
  • Subscribe to Herald Premium
  • Gift a subscription
  • Subscriber FAQs
  • Subscription terms & conditions
  • Promotions and subscriber benefits
NZME Network
  • The New Zealand Herald
  • The Northland Age
  • The Northern Advocate
  • Waikato Herald
  • Bay of Plenty Times
  • Rotorua Daily Post
  • Hawke's Bay Today
  • Whanganui Chronicle
  • Viva
  • NZ Listener
  • Newstalk ZB
  • BusinessDesk
  • OneRoof
  • Driven Car Guide
  • iHeart Radio
  • Restaurant Hub
NZME
  • About NZME
  • NZME careers
  • Advertise with NZME
  • Digital self-service advertising
  • Book your classified ad
  • Photo sales
  • NZME Events
  • © Copyright 2025 NZME Publishing Limited
TOP