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Readers respond:
I had a few responses for Des Cain, who wrote in about travel insurance options for seniors.
Mary Pettett suggested he tried insurance companies based at his destination:
"I'm a healthy 75 years with no medical issues, was planning a short trip to Canada. Like Des, I only required medical insurance. SCTI quoted about NZ$508, then I found that, as a visitor, I could get cover online from VTC Insurance, based in Toronto.
Sixteen days of medical cover up to $2500 cost CA$106 and suited me very well."
George Collins found One Cover, the least expensive and restrictive.
"At age 81, my number came up in India. Fell out of bed on to a beautiful marble floor and sustained a fractured hip. From the first call to One Cover they were on the job and followed through on all aspects of the aftermath. From memory we paid an excess of NZ$300."
Bruce Woodley uses a BNZ platinum credit card, which covers users up to 90 years, with the usual terms around pre-existing conditions.
John Crawford recommended Worldcare Travel Insurance: "I had a simple and straightforward discussion of my pre-existing problems and that was all there was.
"The premium was $643 for 22 days which I considered modest."
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