Latest from Mortgages

Kiwis rush to fix their loans

Homeowners are rushing to fix their mortgage interest rates after the second cash rate increase in as many months.

Rates rise, but this time we're ready

Homeowners are bracing for another rise in mortgage interest rates but experts say most are prepared with better spending habits and contingency plans.

Brian Fallow: Four reasons not to panic about a property bubble

Here are some reasons not to embrace the view of economic analyst Jesse Colombo that NZ is hurtling towards crisis.

'Bubble about to burst'

Auckland's sizzling property market could bring New Zealand's economy crashing down, a global economic expert warns.

Bernard Hickey: Key's election strategy plays on voters' mortgage fears

PM John Key knows homeowners in the electorally crucial mortgage belts of Auckland are nervous about rising mortgage rates, writes Bernard Hickey.

Guide to the best mortgage rates

Homeowners could save more than $90,000 over the life of their mortgages by shopping around, according to an analysis of 95 floating home loans.

Mortgage broker fined for late annual report

Damien Grant: Few certainties in the world of economics

Should you fix your mortgage? This is an important question and if I knew the answer I would tell you, writes Damien Grant.

Housing surge makes Aust rate cut unlikely

Rising home loan approvals are another sign that the Australian housing recovery is in full swing, making another cash rate cut unlikely.

Banks eye low-deposit loans

Banks are showing more interest in making low-deposit home loans after cutting back hard before Christmas, but it is mainly investors who are taking advantage.

Average house price hits $700k

Auckland's average house price rose to a record in December as property values benefited from a lack of supply heading into summer.

Kiwibank lifts rates

Kiwibank has become the third bank to lift its mortgage rates in a week.

National house prices up again

National house prices rose $17,475 last month to reach a $425k median. But are falling sales numbers a sign that new loan rules are starting to bite? (with new infographic)

Brian Fallow: Home buyers beware - rates are set to rise

Borrowers need to be aware that current market pricing implies a rise in interest rates of around 2 percentage points over the next two years, writes Brian Fallow.

Auckland house prices' hot November

Auckland house prices rose at the rate of $677 a day in November, based on the average price increase from October to November.

Low deposit lending halved

The share of new mortgage lending going to borrowers with low deposits halved in October, the first month in which the Reserve Bank's curbs on such loans applied.