PremiumPremiumOfficial Cash RateInterest repayments eating into incomes of Covid property boom buyersPercentage of incomes being spent on mortgages surpasses "stress" threshold.14 May 05:01 PM
New Zealand'Fear of missing out': Homeowners want to sell after $1250 a month interest hikeThe Rubins want to see more support brought in for those facing steep rate rises.06 May 03:53 AM
PremiumPremiumNew ZealandOpinion: Inflation is here to stay, here's what businesses can doChamber boss: 'I'm preparing for inflation to stick around for a while'.05 May 10:30 PM
New ZealandLook at her now: Woman overcomes loan refusal for shopping at KmartKim Anderson-Robb hit headlines across the globe.04 May 07:18 PM
PremiumPremiumBanking and financeCost of living: 300,000 more Kiwis worrying about money weeklyBut it's the younger generation that are feeling most worried about money.03 May 05:20 AM
BusinessMore homeowners are falling behind on mortgage paymentsMore than 425,000 are in overall arrears as high interest and inflation bite.01 May 06:22 PM
PremiumPremiumBanking and financeData shows official inflation rates underestimates Kiwis' true painWho is feeling inflation the most and why.01 May 05:55 AM
PremiumPremiumOfficial Cash RateWill looser LVR restrictions reignite the housing market?Experts weigh in on Reserve Bank proposal to ease mortgage lending restrictions.01 May 05:34 AM
Banking and financeConsumers still wary about the economy - ANZANZ-Roy Morgan's consumer confidence index is still "extremely low" this month.28 Apr 03:55 AM
Official Cash RateRBNZ proposes easing banks’ mortgage lending restrictionsLVR restrictions likely to be loosened.26 Apr 04:50 AM
PremiumPremiumBanking and financeSir Paul Adams, Ted Manson: Raised in state houses, billion-dollar sales successWhat can we learn from them? What is their new direction these days?14 Apr 05:00 PM
PremiumPremiumBanking and financeTrad front, rad back: Grey Lynn house valued at $5.6m for sale'But a lot was done on the renovation. I spent too much on that - over $2.5m.'08 Apr 05:00 PM
PremiumPremiumNew ZealandFind flatmates, grow your own veges: Grim advice for new homeowners after OCR riseRise in the official cash rate tipped to heap big pressure on Hawke's Bay housing market.06 Apr 02:34 AM
BusinessHefty OCR hike aimed at keeping mortgage rates where they areReserve Bank wants lending rates to stay put, and deposit rates to rise.05 Apr 05:00 PM
PremiumPremiumBanking and financeQuarter of mortgaged properties in Auckland vulnerable to floodingThe Reserve Bank concludes NZ banks are resilient to isolated climate events.27 Mar 04:24 AM
InflationCost of living: Food now a bigger worry than housingSurvey reveals who is feeling it the hardest.20 Mar 09:08 PM
PremiumPremiumConstructionQ&A: Construction crunch, rate hikes, falling prices - what's next for housing?The Herald's property and personal finance experts answer your questions.17 Mar 03:45 AM
Banking and finance$900 mortgage hike: How much pain are we in for and when will rates come down?New Zealand is in for a massive mortgage shock, and renters won't be immune.06 Mar 04:00 PM
PremiumPremiumBanking and financeEmergency finance issue shows law not fit for purposeThe Credit Contracts and Consumer Finance Act is under fire again.26 Feb 04:00 PM
PremiumPremiumBanking and financeASB boss calls for more coordination over climate challengeRecent storm events have shown how inaccurate flood modelling is.15 Feb 04:00 PM
PremiumPremiumOfficial Cash RateInflation expectations to bring Reserve Bank reliefMarkets placing greater bets on a 50-point OCR hike next week, rather than 75 points.14 Feb 04:54 AM
Banking and financeTwo big banks cut longer term mortgage ratesCuts come after softer than expected employment data.01 Feb 07:31 PM
PremiumPremiumEmploymentRespite from interest rate hikes looms as unemployment risesFirst signs of a slowdown have emerged in labour market data, economists say.01 Feb 01:30 AM
New Zealand‘Brings tears to my eyes’: Family consider selling after $2600 monthly interest rate riseRising inflation is likely to bring even more pain to young home owners.25 Jan 05:51 PM
PremiumPremiumPoliticsThomas Coughlan: What massive jumps in mortgage payments mean for LabourOPINION: Half of NZ’s stock of mortgage lending is set to refix this year.25 Jan 04:00 PM
PremiumPremiumBusinessSome mortgage brokers quit industry amid falling house sales while others remain steady'Rising rates and threat of recession and falling house prices scared off a lot of people'22 Jan 05:00 PM
New ZealandEmbattled homeowners get ‘creative’ as interest payments rise $2000Mortgage interest rates are now hovering near 7 per cent.18 Jan 06:19 AM
InflationHouseholds’ finances moving from squeezed to crushed, economist warnsPressure on family budgets will become more intense this year.17 Jan 07:27 PM
PremiumPremiumNew ZealandAgainst the odds, they managed to buy a first home. Can they hang on?They laid their dreams of home ownership bare. Eighteen months on, how have they fared?06 Jan 04:00 PM
PremiumPremiumBanking and financeHow to cope with rising mortgage ratesThe experts offer their tips for those heading towards a re-fix.04 Jan 05:03 PM
Banking and financeSecond major bank hikes mortgage ratesWestpac follows on the back of ANZ, but by how much?30 Nov 04:27 AM
Banking and financeANZ increases home loan rates - first major bank to hike after OCR riseThe move comes in the wake of last week's official cash rate hike.29 Nov 04:25 AM
PremiumPremiumPersonal FinanceMortgage data confirms banks are well placed to help those in strifeRecord low portion of mortgage debt on interest-only.24 Nov 04:33 AM
Personal FinanceMortgage pain: Repayments set to jump as Reserve Bank charts new pathDon't panic, says property investor.23 Nov 04:32 AM