Interest ratesNegative equity and rising mortgage rates: Should we be worried?Financial experts issue advice as homeowners face tough times.03 Nov 05:29 PM
PremiumPremiumOpinionEditorial: Wages are rising but so is the cost of debtDemand for workers is still strong but that's going to put more pressure on borrowers.03 Nov 04:00 PM
Banking and financeNegative equity warning for home buyers: Rising interest rates test NZ’s financial resilienceSome borrowers who bought houses in 2021 are now in negative equity.02 Nov 04:08 AM
Banking and financeBanks would withstand extreme housing market crashThe Reserve Bank has been "stress testing" how banks would cope in a severe scenario.31 Oct 12:47 AM
Banking and financeMore banks move to increase interest ratesSome mortgage rates are now over 7 per cent.21 Oct 03:58 AM
PremiumPremiumOfficial Cash Rate'Unusually explicit' Reserve Bank tone points to higher mortgage ratesHigher mortgage rates on the cards if the market assessment of RBNZ's wording is right.05 Oct 04:43 AM
PremiumPremiumPersonal FinanceCould you pay your mortgage at 8pc interest? Banks get tough on risky lendingHow the major banks compare when it comes to assessing mortgage applications.04 Oct 04:22 AM
PremiumPremiumBanking and financeThrough the roof: Number of $2m-plus mortgages doubles in three yearsD-Day looming in next six to 12 months if interest rates rise, Centrix says.19 Sep 05:33 AM
Banking and financeAnother property investor pleads guilty to fraud chargesFour charged by SFO in mortgage fraud case.18 Aug 05:37 AM
PremiumPremiumPersonal FinanceWhat went wrong with the credit law change?And the suggested changes the Government chose to ignore.07 Aug 05:00 PM
PremiumPremiumPersonal FinanceNation of debt: Housing debt jumps 7pc - can we afford it?Keeping unemployment low will be key to servicing the debt, economists say.02 Aug 05:22 AM
PremiumPremiumOpinionLiam DannLiam Dann: Is a housing crash the secret weapon in war on inflation?Housing offers clues to an inflation peak - just don't expect prices to stop rising soon.20 Jul 05:23 AM
PremiumPremiumOfficial Cash RateRBNZ set to hike again - when will interest rates peak?Some are tipping mortgage rates have peaked, but the RBNZ may have other ideas.10 Jul 05:00 PM
PremiumPremiumEditorialEditorial: Choppy waters ahead for home-loan borrowersEDITORIAL: There's a lot more pain to come for borrowers.30 Jun 05:00 PM
PremiumPremiumBanking and financeThird major bank curtails mortgage lending to those with small depositsBanks tighten up as they come close to exhausting their high-risk lending allowances.29 Jun 05:03 PM
PremiumPremiumBanking and financeTighter criteria: Interest-only housing loans declining'The effect will be catastrophic. How does this work for people who are suffering?'27 Jun 05:45 AM
PremiumPremiumBanking and financeExplainer: Why home loan rates are rising so quicklyAnd are set to rise even further.27 Jun 05:35 AM
BusinessWorst time for first-home buyers in 65 years - what values will doInfometrics says research resolves debate on who had it tougher - boomers or millennials?23 Jun 05:25 AM
Banking and financeANZ hikes interest rates for second time in a monthThe bank has put the changes down to a significant rise in wholesale rates.20 Jun 11:06 PM
PremiumPremiumPersonal FinanceMortgage dilemma: Should you fix your home loan for one, two or more years?What the break point could mean for you.15 Jun 05:22 AM
PremiumPremiumOpinionLiam DannLiam Dann: Why interest rates will likely go up to 7%Where are interest rates headed? And how worried should we be about the economy?11 Jun 05:00 PM
PremiumPremiumPersonal FinanceFirst-home buyers face potential $1000 monthly rise in mortgage paymentsShopping around for the best rate could save you thousands of dollars in interest.09 Jun 05:25 AM
PremiumPremiumBanking and financeMore opportunities for first-home buyers, SBS Bank boss saysSBS Bank has lent money to 850 first-home buyers during the year.03 Jun 05:27 AM
Banking and financeMajor New Zealand banks lift mortgage rates after OCR hikeRetail banks have started hiking rates in the wake of last week's hawkish RBNZ call.30 May 05:50 AM
PoliticsGovernment spending 'clearly unhelpful' in fighting inflation - Don BrashFormer governor says the RBNZ has a fight on its hands after a big Budget.28 May 09:42 PM
Personal FinanceOCR rise: What Reserve Bank hike means for mortgage ratesHigher rates will put more pressure on households already facing a cost of living crisis.25 May 05:40 AM
New Zealand'Waiting for the guillotine to fall': How interest rate hikes are affecting borrowersNick's home loan repayments have just jumped $650 a fortnight.25 May 03:00 AM
Personal FinanceA guide to the financial help available for first-home buyersWith KiwiSaver, mortgage tips and government programmes, there are ways to boost deposits.22 May 05:00 PM
PremiumPremiumPersonal FinanceThe Ex-files: Jeremy Sutton on protecting the bank of Mum and DadWhen parents lend money to children the legal presumption is that money is a gift.22 May 04:00 AM
PremiumPremiumOfficial Cash RateJenée Tibshraeny: Budget a taste of what's to come if we don't control inflationHow Budget 2022 is characterised by inflation.22 May 01:00 AM
PremiumPremiumEconomyIMF suggests mortgage lending restrictions could be easedThe housing market is cooling - should the Reserve Bank ease LVR restrictions?18 May 05:51 AM
Banking and financeWatch: Larger house price falls possibility, Reserve Bank warnsThe Reserve Bank has released its six-monthly report on NZ's financial stability.03 May 09:00 PM
Personal FinanceFewer people borrowing, more missed debt paymentsMortgage applications are down 12 per cent compared to last year.02 May 05:00 PM
PremiumPremiumBanking and financeMortgage wars: How to beat the banks at their own gameWith tough new lending rules, here's how to give yourself the edge with the bank.24 Apr 05:00 PM