Latest from Mortgages

Q&A: Construction crunch, rate hikes, falling prices - what's next for housing?

The Herald's property and personal finance experts answer your questions.

$900 mortgage hike: How much pain are we in for and when will rates come down?

New Zealand is in for a massive mortgage shock, and renters won't be immune.

Emergency finance issue shows law not fit for purpose

The Credit Contracts and Consumer Finance Act is under fire again.

ASB boss calls for more coordination over climate challenge

Recent storm events have shown how inaccurate flood modelling is.

Inflation expectations to bring Reserve Bank relief

Markets placing greater bets on a 50-point OCR hike next week, rather than 75 points.

Two big banks cut longer term mortgage rates

Cuts come after softer than expected employment data.

Respite from interest rate hikes looms as unemployment rises

First signs of a slowdown have emerged in labour market data, economists say.

‘Brings tears to my eyes’: Family consider selling after $2600 monthly interest rate rise

Rising inflation is likely to bring even more pain to young home owners.

Thomas Coughlan: What massive jumps in mortgage payments mean for Labour

OPINION: Half of NZ’s stock of mortgage lending is set to refix this year.

Mortgage pain: Repayments set to jump as Reserve Bank charts new path

Don't panic, says property investor.

The Ex-Files: Jeremy Sutton on using an inheritance towards a home mortgage

Is it a good idea to use an inheritance to pay off some of the debt?

Why it’s time to pay down your mortgage

OPINION: When rates go up, doubling down on debt makes a lot of sense.

Negative equity and rising mortgage rates: Should we be worried?

Financial experts issue advice as homeowners face tough times.

Editorial: Wages are rising but so is the cost of debt

Demand for workers is still strong but that's going to put more pressure on borrowers.

Negative equity warning for home buyers: Rising interest rates test NZ’s financial resilience

Some borrowers who bought houses in 2021 are now in negative equity.

Banks would withstand extreme housing market crash

The Reserve Bank has been "stress testing" how banks would cope in a severe scenario.

More banks move to increase interest rates

Some mortgage rates are now over 7 per cent.

'Unusually explicit' Reserve Bank tone points to higher mortgage rates

Higher mortgage rates on the cards if the market assessment of RBNZ's wording is right.