Latest from Mortgages

Homeowners under pressure as mortgage arrears hit near four-year high

Mortgage arrears climbed 21 per cent last year.

What will Reserve Bank's new mortgage lending rules mean for house hunters?

Reserve Bank rules expected to bite once interest rates fall.

RBNZ confirms new mortgage restrictions to be introduced - what will they look like?

Banks' lending to high-DTI borrowers to be capped, as LVRs to be eased.

When will mortgage rates finally fall?

ANZ economists expect RBNZ to keep hawkish stance, before making abrupt OCR cut in August.

Central banks poised for rate cuts in 2024, experts predict

Financial Times: Falling headline inflation rates put pressure on policymakers.

Reality of high interest rates sets in economy-wide

Bank data shows SMEs and commercial property owners are doing it particularly tough.

Third major bank cuts home loan rates before Xmas

More mortgage rates could be heading south early in the New Year.

Will NZ mortgage interest rates head south in 2024?

If swap rates stay low, mortgage rates could start to fall by late January.

Orr's OCR surprise: Why cuts might not start until mid-2025

The Reserve Bank warned that inflation remained too high.

OCR announcement: Has inflation cooled off enough?

Capacity pressures easing as higher interest rates dampen demand.

OCR announcement: Will the Reserve Bank change its interest rate plans?

With a last hike for the year looking unlikely, what does the bank expect for 2024?

OCR announcement: How long should you fix your mortgage for?

Experts share how they'd structure their mortgages.

Black Friday: Sales slump by 10 per cent - Retail NZ

Retail NZ says there were plenty of shoppers out and about - but they were buying less.

Mortgage relief? Westpac first major bank to start cutting rates again

Westpac is cutting a range of its longer-term home loan rates.

Why mortgage rates could soon be heading down

But it's likely borrowers will have to wait until next year to see some relief.

Kiwibank lifts short term home loan rates as pressure builds on homeowners

Homeowners are still facing increasing mortgage rates.