"If I'd finished the season and I hadn't given myself the chance to play against the Lions, it would have been pretty miserable in a few years when I looked back on it."
Rather than the potential of that long-term misery, Banks risked short-term game in last night's match, receiving a pre-game painkilling injection and being fortunate enough to avoid any further damage.
"The doc was nice enough to throw a needle in it before the game," he said. "I was just lucky I didn't really get hit in the ribs last night and it's just one of those things, really. I'm sure I'm not the only one to have played with a broken rib in footy."
Banks' match-winner was just the latest in a string of impressive deeds for both the Highlanders and provincial side Tasman in the Mitre 10 Cup, prompting some comparisons with fellow blue-collar hero Stephen Donald.
But Banks downplayed any similarities in their stories and said he would be remaining humble.
"Beaver's far and beyond what I am - he's a top man. There's no movie here. I'm just a little white fella that's chipping away in Dunedin."