"It's just really cool to get out there, have a good race and express all the hard work we've done," Lovett said. "Just to be on the startline and feel the trust through the boat, and the strength."
Ryan said their lung-busting year is starting to pay dividends.
"People discount it, but we've got that endurance now," she said.
"You've either got endurance or you don't and we can't be counted out at the end of the race either. "All of us trust each other to finish well and we've shown that here."
New Zealand headed home the Ukraine crew by just over .700s in their semifinal.
Gold favourites Hungary include world champion Danuta Kozak, who won the K1 500m final and is chasing a third gold at the regatta.
Reputations don't count, says Ryan about a crew which has gradually increased in self belief over the last year.
"We never really knew what we had in us," Ryan said. "We had not much expectation but as we came together and kept working, we thought 'why not?'
"We've got the potential, we've done the training and now it's becoming more real as time goes by."
This is the first time New Zealand have fielded a K4 crew at the Olympics. The last men's four was in Barcelona 24 years ago.