For some clubs, that is as much or significantly more than they would receive from their main sponsors.
The other aspect is the Oceania Champions League. It costs at least $150,000 to participate in the competition, staged across the region.
It's a huge commitment, offset only by the Club World Cup carrot. If that disappears, it will be unlikely New Zealand teams could participate.
"If we didn't win [the Champions League] last year, we would have been right on the edge financially," said Team Wellington general manager Peter Becker. "It's been a huge expense over the last few years. We rely a lot on the goodwill of sponsors and other supporters but we would have been stretched too far if we missed out last year."
Auckland City have won the Oceania title nine times but chairman Ivan Vuksich said costs would be prohibitive.
"We couldn't afford to spend $150,000 or more on that," said Vuksich. "The expenses would have to covered by someone. You would hope a new tournament means more money comes into Oceania and can be distributed around the region."
Vuksich is open minded about any new competition but questions how qualifying would work.
"Would it be done over a points system? If it was just in the year before the tournament ... then the other years would become irrelevant. They would have to get that right."
Eastern Suburbs chairman Chris Ruffell was also concerned.
"Let's see what the outcome is but the Club World Cup in its current format has been vital for the game here," said Ruffell. "Whatever happens, they'll need to make sure it is feasible."