Mortgate rates:      Floating       Fixed (years)
                                 1 
              3       5
AA Financial           6.45     6.20    7.20     -
AMP                    5.95     5.95    6.95    7.50
ANZ/PostBank           6.50     6.25    6.90    7.50
ASB Bank               6.50     6.25    7.20    7.65
Bank Direct            5.95     5.95    6.90    7.40
BNZ                    6.50     6.25    6.90    7.40
Cairns Lockie          5.75      -      7.20    7.50
Colonial               6.50      -       -       -
Countrywide            6.50     6.25    7.20    7.65
Direct Home Loans      5.90     6.25    7.20    7.20
Ergo                   5.95     5.95    6.95    7.50
Equitable              5.95     7.25    7.70     -
Freedom Finance        6.50     5.95    6.95    7.50
Guardian Insurance     6.20     6.20    7.15     -
Hong Kong Bank         6.20     6.20    7.20    7.75
Loan Plan              5.90     5.95    6.90     -
Metropolitan           5.95     6.25    7.35    7.90
Mortgage Express       6.25     5.95    6.95    7.50
National Bank          6.50     6.25    7.20    7.65
National Mutual        6.50     5.95    6.95    7.50
NZ Guardian Trust      6.50     6.15    7.45     -
NZ Home Loans          5.95     6.25    7.35    7.90
Pioneer Mortgage       6.50     6.15    7.10    7.50
PSIS                   6.35      -       -       -
Public Trust           6.50     6.00     -       -
Resi Home Loans        5.80     6.10    7.10     -
Southern Cross         6.35      -       -       -
Southland              6.45     6.20    7.20     -
Sovereign              5.95     6.25    7.35    7.90
Tower Corp             6.50      -       -       -
TSB                    6.25     5.95    6.95     -
Trustees Executors     6.50      -       -       -
WestpacTrust           6.50     6.25    6.90    7.40
        
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