Each week the NZ Herald and Newstalk ZB's Cooking the Books podcast tackles a different money problem. Today, it's why a budget could be the key to feeling less deprived, not more. Hosted by Frances Cook.

If someone tells you they're trying to stick to a budget, your first response is probably ... a grimace.

That's because budgeting has a terrible image problem, where we think of it as depriving ourselves, and never doing anything fun.

This is actually backwards, as without a budget we can easily get caught by mindless spending, which soaks up our money and means we