Each week the NZ Herald and Newstalk ZB's Cooking the Books podcast tackles a different money problem. Today, it's why building could be what helps those with a small house-buying budget. Hosted by Frances Cook.

Houses are now so expensive, first-home buyers are considering anything and everything to tip the scales in their favour.

One of the options you can consider is building. There's a financial incentive, for starters.

The KiwiSaver HomeStart grant doubles if you're planning to build. It's $5000 for buying an existing home, and $10,000 if you're building a new one.

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You can also have a bit

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