The injured female passenger lay covered by blankets on the side of the road, being comforted by firefighters and other motorists.
An ambulance arrived soon after and took the woman to Rotorua Hospital.
Constable Framp said she suffered a suspected broken leg while the two other occupants, a male and female who were also Indian tourists, were uninjured.
A nearby resident said she ran out of her house when she heard the crash, before calling 111.
"It sounded like a jet going overhead."
The woman had initially been trapped in the vehicle but was pulled out through the windscreen before emergency services arrived.
Traffic was reduced to one lane for at least an hour while the accident site was cleared of debris.
