"The driver had just gone through a heck of a thing and thought he had two passengers with him. It turns out he had dropped them off earlier," he said.
He said given the extent of the smash all inside were "very, very lucky" to have survived.
A Fire Service spokesman said a passenger was cut out of the wrecked vehicle and the driver was one of those feared in the river.
Firefighters searched for an hour for others who might have been in the car.
"Our crews were there for about an hour after the extrication was complete."
The driver was found and it was established there were no other people in the car, he said.