But it's not just a case of failing to follow the instructions. Consumer NZ recently revealed nine out of 20 sunscreens failed to meet their label claims.
"The first thing the consumer should realise is that the use of sunscreen is one of the ways to protect from the sun and is not the only way," she said.
"People can protect themselves by using protective clothing [sunglasses, wide-brimmed hats], use shades and should try to avoid the sun during peak hours [10am to 4pm]."
But people should balance protection against the sun with exposure, as it is important to keep vitamin D levels up, Sharma said.
A woman applying sunscreen to her legs. Photo / 123RF
Basking in the New Zealand sun was hazardous due to the country lying so close to the "ozone hole" which had formed over the South Pole.
The ozone layer, in theory, should act as a natural sunscreen for Earth, Sharma said, but the protection level over New Zealand was quite low.
"Therefore, more protection is necessary here from the strong sun UV rays compared to the rest of the world."
Among those to fail the Consumer NZ sunscreen test was a Cancer Society Sunscreen SPF 50+ product which was immediately withdrawn.
Following testing at two different labs, the product was found to provide a maximum SPF that was 20 units less than it claimed to be.
Banana Boat, Sunsense Ultra and Marine Blue were other big-name brands to fail the rigorous testing.
SPF testing is generally undertaken on humans and there would always be variability as people burnt at different rates, Sharma said.
Common protocol required testing on at least 10 people, a sample size unlikely to be representative of the entire population.
Sunscreen should then be applied generously around 15 to 30 minutes before exposure to the sun and then after every two hours.
Sunscreen wears off due to sweating and while swimming. Even water-resistant products can be washed-off if the person stays in the water for a long time.
Sharma said when it came to buying sunscreen products, people should look to select those with a broad-spectrum, to fight off both UVA and UVB rays.
Meanwhile, it was worth noting SPF scale was not linear but logarithmic, meaning a higher SPF did not provide greater protection. For example, SPF 60 will not provide twice as more protection then SPF 30.