Reported by The Sun, a source shared with Nicholl: "Swanning from one five-star holiday resort to another is not the prerequisite for a young woman possibly destined to be Queen."
The Queen was uncomfortable with Kate's lavish way of living - glamorous holidays and her social standing in the London club scene.
The author said in the biography: "Britain was now in recession and such frivolous displays of wealth were unpalatable to The Queen."
Nicholl writes: "The Queen had quietly suggested that Kate affiliate herself with a charity and, by September, she was involved with Starlight, which works with seriously and terminally ill children."
Meghan Markle and the Queen seemed to instantly get along. Photo / Getty Images
Prince William and Kate Middleton met in 2001 and are assumed to have started dating in 2003.
They briefly split in 2007, but then got engaged in 2010, and married a year later.