"So she let the tyres down and wrote a message in lipstick on his windscreen.
"So when she was introduced to Charles and he thought she was pretty special ... he thought she was a bit of alright and she thought "Andrew is at the moment off with Princess Anne, you know her brother, teach Andrew a lesson". So she had a fling with Charles."
During her talk at the festival, which is sponsored by the Daily Mail, Miss Junor - whose book was approved by Camilla - said her research had led her to discover "just how the upper classes bonk".
Miss Junor explained: "Charles had this friend, Lucia Santa Cruz, her father was an ambassador, she was at Cambridge, they became very good friends. [They were] not lovers, she has been credited with taking his virginity ... not true.
"She ended up living in a flat above Camilla in Pimlico, she became very good friends, shared clothes, [spent] hours chatting with each other, shared secrets, Lucia knew exactly what was going on with Andrew and could not bear to see her friend treated this way so she had this wonderful idea to introduce Camilla to Charles. I think she would have done it even if Andrew had not been seeing Princess Anne. If it had not been Anne, it would have been someone else."
In an extract from her recently-published book, The Duchess: The Untold Story, she wrote: "There was certainly an element of tit-for-tat in Camilla's fling with Charles.
"Indeed, her principal motivation was to have some excitement and make Andrew jealous.
"She knew the affair with Charles would never go anywhere, could never go anywhere."
Miss Junor said she hopes to dispel myths about the duchess with the book and demonstrate the positive impact she has had on Charles.