NZ Herald
  • Home
  • Latest news
  • Herald NOW
  • Video
  • New Zealand
  • Sport
  • World
  • Business
  • Entertainment
  • Podcasts
  • Quizzes
  • Opinion
  • Lifestyle
  • Travel
  • Viva
  • Weather

Subscriptions

  • Herald Premium
  • Viva Premium
  • The Listener
  • BusinessDesk

Sections

  • Latest news
  • New Zealand
    • All New Zealand
    • Crime
    • Politics
    • Education
    • Open Justice
    • Scam Update
  • Herald NOW
  • On The Up
  • World
    • All World
    • Australia
    • Asia
    • UK
    • United States
    • Middle East
    • Europe
    • Pacific
  • Business
    • All Business
    • MarketsSharesCurrencyCommoditiesStock TakesCrypto
    • Markets with Madison
    • Media Insider
    • Business analysis
    • Personal financeKiwiSaverInterest ratesTaxInvestment
    • EconomyInflationGDPOfficial cash rateEmployment
    • Small business
    • Business reportsMood of the BoardroomProject AucklandSustainable business and financeCapital markets reportAgribusiness reportInfrastructure reportDynamic business
    • Deloitte Top 200 Awards
    • CompaniesAged CareAgribusinessAirlinesBanking and financeConstructionEnergyFreight and logisticsHealthcareManufacturingMedia and MarketingRetailTelecommunicationsTourism
  • Opinion
    • All Opinion
    • Analysis
    • Editorials
    • Business analysis
    • Premium opinion
    • Letters to the editor
  • Politics
  • Sport
    • All Sport
    • OlympicsParalympics
    • RugbySuper RugbyNPCAll BlacksBlack FernsRugby sevensSchool rugby
    • CricketBlack CapsWhite Ferns
    • Racing
    • NetballSilver Ferns
    • LeagueWarriorsNRL
    • FootballWellington PhoenixAuckland FCAll WhitesFootball FernsEnglish Premier League
    • GolfNZ Open
    • MotorsportFormula 1
    • Boxing
    • UFC
    • BasketballNBABreakersTall BlacksTall Ferns
    • Tennis
    • Cycling
    • Athletics
    • SailingAmerica's CupSailGP
    • Rowing
  • Lifestyle
    • All Lifestyle
    • Viva - Food, fashion & beauty
    • Society Insider
    • Royals
    • Sex & relationships
    • Food & drinkRecipesRecipe collectionsRestaurant reviewsRestaurant bookings
    • Health & wellbeing
    • Fashion & beauty
    • Pets & animals
    • The Selection - Shop the trendsShop fashionShop beautyShop entertainmentShop giftsShop home & living
    • Milford's Investing Place
  • Entertainment
    • All Entertainment
    • TV
    • MoviesMovie reviews
    • MusicMusic reviews
    • BooksBook reviews
    • Culture
    • ReviewsBook reviewsMovie reviewsMusic reviewsRestaurant reviews
  • Travel
    • All Travel
    • News
    • New ZealandNorthlandAucklandWellingtonCanterburyOtago / QueenstownNelson-TasmanBest NZ beaches
    • International travelAustraliaPacific IslandsEuropeUKUSAAfricaAsia
    • Rail holidays
    • Cruise holidays
    • Ski holidays
    • Luxury travel
    • Adventure travel
  • Kāhu Māori news
  • Environment
    • All Environment
    • Our Green Future
  • Talanoa Pacific news
  • Property
    • All Property
    • Property Insider
    • Interest rates tracker
    • Residential property listings
    • Commercial property listings
  • Health
  • Technology
    • All Technology
    • AI
    • Social media
  • Rural
    • All Rural
    • Dairy farming
    • Sheep & beef farming
    • Horticulture
    • Animal health
    • Rural business
    • Rural life
    • Rural technology
    • Opinion
    • Audio & podcasts
  • Weather forecasts
    • All Weather forecasts
    • Kaitaia
    • Whangārei
    • Dargaville
    • Auckland
    • Thames
    • Tauranga
    • Hamilton
    • Whakatāne
    • Rotorua
    • Tokoroa
    • Te Kuiti
    • Taumaranui
    • Taupō
    • Gisborne
    • New Plymouth
    • Napier
    • Hastings
    • Dannevirke
    • Whanganui
    • Palmerston North
    • Levin
    • Paraparaumu
    • Masterton
    • Wellington
    • Motueka
    • Nelson
    • Blenheim
    • Westport
    • Reefton
    • Kaikōura
    • Greymouth
    • Hokitika
    • Christchurch
    • Ashburton
    • Timaru
    • Wānaka
    • Oamaru
    • Queenstown
    • Dunedin
    • Gore
    • Invercargill
  • Meet the journalists
  • Promotions & competitions
  • OneRoof property listings
  • Driven car news

Puzzles & Quizzes

  • Puzzles
    • All Puzzles
    • Sudoku
    • Code Cracker
    • Crosswords
    • Cryptic crossword
    • Wordsearch
  • Quizzes
    • All Quizzes
    • Morning quiz
    • Afternoon quiz
    • Sports quiz

Regions

  • Northland
    • All Northland
    • Far North
    • Kaitaia
    • Kerikeri
    • Kaikohe
    • Bay of Islands
    • Whangarei
    • Dargaville
    • Kaipara
    • Mangawhai
  • Auckland
  • Waikato
    • All Waikato
    • Hamilton
    • Coromandel & Hauraki
    • Matamata & Piako
    • Cambridge
    • Te Awamutu
    • Tokoroa & South Waikato
    • Taupō & Tūrangi
  • Bay of Plenty
    • All Bay of Plenty
    • Katikati
    • Tauranga
    • Mount Maunganui
    • Pāpāmoa
    • Te Puke
    • Whakatāne
  • Rotorua
  • Hawke's Bay
    • All Hawke's Bay
    • Napier
    • Hastings
    • Havelock North
    • Central Hawke's Bay
    • Wairoa
  • Taranaki
    • All Taranaki
    • Stratford
    • New Plymouth
    • Hāwera
  • Manawatū - Whanganui
    • All Manawatū - Whanganui
    • Whanganui
    • Palmerston North
    • Manawatū
    • Tararua
    • Horowhenua
  • Wellington
    • All Wellington
    • Kapiti
    • Wairarapa
    • Upper Hutt
    • Lower Hutt
  • Nelson & Tasman
    • All Nelson & Tasman
    • Motueka
    • Nelson
    • Tasman
  • Marlborough
  • West Coast
  • Canterbury
    • All Canterbury
    • Kaikōura
    • Christchurch
    • Ashburton
    • Timaru
  • Otago
    • All Otago
    • Oamaru
    • Dunedin
    • Balclutha
    • Alexandra
    • Queenstown
    • Wanaka
  • Southland
    • All Southland
    • Invercargill
    • Gore
    • Stewart Island
  • Gisborne

Media

  • Video
    • All Video
    • NZ news video
    • Herald NOW
    • Business news video
    • Politics news video
    • Sport video
    • World news video
    • Lifestyle video
    • Entertainment video
    • Travel video
    • Markets with Madison
    • Kea Kids news
  • Podcasts
    • All Podcasts
    • The Front Page
    • On the Tiles
    • Ask me Anything
    • The Little Things
  • Cartoons
  • Photo galleries
  • Today's Paper - E-editions
  • Photo sales
  • Classifieds

NZME Network

  • Advertise with NZME
  • OneRoof
  • Driven Car Guide
  • BusinessDesk
  • Newstalk ZB
  • Sunlive
  • ZM
  • The Hits
  • Coast
  • Radio Hauraki
  • The Alternative Commentary Collective
  • Gold
  • Flava
  • iHeart Radio
  • Hokonui
  • Radio Wanaka
  • iHeartCountry New Zealand
  • Restaurant Hub
  • NZME Events

SubscribeSign In
Advertisement
Advertise with NZME.
Home / Business / Personal Finance

What I found when I tracked my spending for a week

news.com.au
10 Jul, 2017 06:08 AM5 mins to read

Subscribe to listen

Access to Herald Premium articles require a Premium subscription. Subscribe now to listen.
Already a subscriber?  Sign in here

Listening to articles is free for open-access content—explore other articles or learn more about text-to-speech.
‌
Save

    Share this article

Ashleigh Austen kept a spending diary for a week - and the results scared her. Photo / Pexels

Ashleigh Austen kept a spending diary for a week - and the results scared her. Photo / Pexels

Ashleigh Austen is an Australian lifestyle editor for whimn.com.au who kept track of every dollar she spent for a week.

While I've never been particularly bad when it comes to managing my finances, I'm not exactly tracking what I spend in a spreadsheet either (mainly because I don't know how to use Excel, but moving on).

After spending my formative years living with a boyfriend who loved saving money so much I can count the coffees he bought me in five years on one hand, I've now gone a bit, well, rogue. You could liken my spending habits to Paris Hilton circa 2007 - same amount of handbags, only with less velour tracksuits.

Now a single, 27-year-old woman living in Australia's most expensive city, I step a fine line between "treat yo'self" and "ohhh was rent due today?" I figure I work damn hard for my money, so I'll enjoy spending it, too.

While my Veuve Clicquot tastes don't always match my VB budget, if I need (okay, want) something, I generally find a way to throw down the cash.

Advertisement
Advertise with NZME.
Advertisement
Advertise with NZME.

Here's what went down when I took stock of my somewhat declining stocks for whimn.com.au

DAY 1 - SUNDAY

• Brunch at Bondi Wholefoods, $23.70
• Soy cappuccino, $4.20
• Groceries at Harris Farm, $74
• Three identical black tops from ASOS, $112

Advertisement
Advertise with NZME.

Total: $213.90

I wake up slightly hung-over and meet a friend for a walk (which constitutes exercise) and an outrageously overpriced brunch which I justify because avocado is life and I'm happy to eat my house deposit.

Every Sunday from 4pm, I'm in the kitchen meal prepping for the week. I roast a chicken, chop up some veggies and give myself a big old pat on the back with an ASOS order.

DAY 2 - MONDAY

• Weekly rent, $300
• House cleaner, $20
• Soy cappuccino, $4.20
• Protein ball, $3.80

Total: $328

As far as rental prices in Sydney go, mine is a song. I share an apartment in Bondi with three hairy (but legendary) boys. God bless Shaz, our cleaner, who comes each fortnight.
Sometimes I wonder if I'll need to get a second job to fund my Bounce protein ball obsession. The peanut ones are worth stepping over a puppy for.

DAY 3 - TUESDAY

F45 gym membership, $60
Soy cappuccino, $4.20
Opal Card top-up, $50

Total: $114.20

Advertisement
Advertise with NZME.

Some may think paying $60 a week to throw myself at the ground and call it fitness isn't exactly value for money, but it gets me out of bed five mornings a week.
Working in the city, I get a bus and a train to and from the office each day while my car gathers leaves on the street. On the bright side, it's good for some incidental (read: free) exercise.

DAY 4 - WEDNESDAY

• Soy cappuccino, $4.20
• Kmart socks, $3
• Bottle of pinot noir, $23

Total: $30.20

I might have expensive taste in body wash, but when it comes to socks, I can't go past a 3-for-1 Kmart deal. Look at me saving!

After a big day of adulting, I grab a bottle of wine on the way home. Of course, because it says organic on the label, I decide it's worth the extra dosh (realistically it all tastes the same out of The Simpsons emblazoned coffee mug I drink it out of.)

Advertisement
Advertise with NZME.

DAY 5 - THURSDAY

• Soy cappuccino, $4.20
• Leopard mules, $158
• Probiotic and magnesium vitamins, $42

Total: $204.20

Following the Facebook group High End might potentially send me broke. I flick through the new listings while on the bus and buy a pair of heels I don't need.

I religiously take a handful of vitamins each morning too, because even if they're not actually doing anything, I feel like they do.

DAY 6 - FRIDAY

Advertisement
Advertise with NZME.

• Soy cappuccino x2, $8.40
• Vietnamese salad with extra carrot, $14
• Four glasses of champagne (lol prosecco), $46
• Uber, $18

Total: $86.40

By the time Friday rolls around, my meal prep stores are in decline and I'm usually won over by a colleague who suggests a trip to the dodgy Vietnamese place down the road.
After work I go to the pub, down four glasses of bubbly and get an Uber home because it's the weekend when I evidently let all financial responsibility fly out the window.

DAY 7 - SATURDAY

• Long black coffee, $3.50
• Banana smoothie, $12
• Banana Blossom green salad, $14.50
• Uber rides, $187

Total: $217

Advertisement
Advertise with NZME.

TOTAL WEEKLY SPEND: $1,193.90

I go along to a friend's farewell and god bless her for chucking on a bar tab, because I somehow managed to really blow the transport budget.

Turns out, trying to go to three parties on opposite ends of the city doesn't ring in cheap. And neither does the post-workout smoothie I've become accustomed to on weekends.
I might be living my best life, but a house deposit certainly isn't on the horizon.

Ashleigh Austen is whimn's lifestyle editor and writes about everything from way-out wellness trends and workouts to genius beauty hacks and bang-on fashion buys.

- Whimn.com.au

Save

    Share this article

Latest from Personal Finance

Premium
Business|personal finance

Surge in new vehicle sales: Industry insiders explain three factors behind spike

04 Jul 05:00 AM
Premium
Companies

NZ company linked to UK money-laundering probe

03 Jul 11:00 PM
Premium
Opinion

Matthew Hooton: NZ Super needs to be cut now

03 Jul 05:00 PM

There’s more to Hawai‘i than beaches and buffets – here’s how to see it differently

sponsored
Advertisement
Advertise with NZME.

Latest from Personal Finance

Premium
Surge in new vehicle sales: Industry insiders explain three factors behind spike

Surge in new vehicle sales: Industry insiders explain three factors behind spike

04 Jul 05:00 AM

Tesla and BYD fight it out in a resurgent EV market.

Premium
NZ company linked to UK money-laundering probe

NZ company linked to UK money-laundering probe

03 Jul 11:00 PM
Premium
Matthew Hooton: NZ Super needs to be cut now

Matthew Hooton: NZ Super needs to be cut now

03 Jul 05:00 PM
Premium
ACC crackdown: Insurer commits to 'ambitious' targets to cut claims growth

ACC crackdown: Insurer commits to 'ambitious' targets to cut claims growth

02 Jul 05:02 PM
From early mornings to easy living
sponsored

From early mornings to easy living

NZ Herald
  • About NZ Herald
  • Meet the journalists
  • Newsletters
  • Classifieds
  • Help & support
  • Contact us
  • House rules
  • Privacy Policy
  • Terms of use
  • Competition terms & conditions
  • Our use of AI
Subscriber Services
  • NZ Herald e-editions
  • Daily puzzles & quizzes
  • Manage your digital subscription
  • Manage your print subscription
  • Subscribe to the NZ Herald newspaper
  • Subscribe to Herald Premium
  • Gift a subscription
  • Subscriber FAQs
  • Subscription terms & conditions
  • Promotions and subscriber benefits
NZME Network
  • The New Zealand Herald
  • The Northland Age
  • The Northern Advocate
  • Waikato Herald
  • Bay of Plenty Times
  • Rotorua Daily Post
  • Hawke's Bay Today
  • Whanganui Chronicle
  • Viva
  • NZ Listener
  • Newstalk ZB
  • BusinessDesk
  • OneRoof
  • Driven Car Guide
  • iHeart Radio
  • Restaurant Hub
NZME
  • About NZME
  • NZME careers
  • Advertise with NZME
  • Digital self-service advertising
  • Book your classified ad
  • Photo sales
  • NZME Events
  • © Copyright 2025 NZME Publishing Limited
TOP