That's why it's so exciting that in the last few years, we've seen the tech sector step up.
New companies have popped up, promising that for the price of a cup of coffee, you can start investing.
One of those is Hatch, which is promising access to some of the biggest companies in the world, that previously were too expensive for any of us.
For the latest Cooking the Books podcast I talked to Kristen Lunman and Natalie Ferguson from Hatch.
We discussed what's traditionally held people back from the sharemarket, how they look after new investors, and what's on the horizon for them.
For the interview, listen to the podcast.
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