Even if you don't have a problem now, you should still put a debt plan in place. It's much easier to think about an action plan before problems crop up, and emotions get in the way.
Once we face it, and figure out what the situation is, there are ways to put the debt bogeyman back in his place.
The first step is figuring out how bad things have become, or could get, and that means checking your credit score.
For the latest Cooking the Books, I talked to Dan York from Harmoney.
We discussed what hurts your credit score, the unusual things most people don't expect, and the easy ways to fix it.
For the interview, watch the video.
If you have a question about this podcast, or question you'd like answered in the next one, come and talk to me about it. I'm on Facebook here, Instagram here and Twitter here.
