NZ Herald Focus: Budget 2016 - Are you a winner or loser?

• Live updates and reaction to Bill English's Budget speech
• 10 things you need to know: Budget at a glance
• INTERACTIVE: Where the money is being spent
• FULL BUDGET 2016 COVERAGE HERE
• Join the conservation on Twitter #Budget2016

Are you a Budget winner or Budget loser? Here's what Bill English's Budget means if you are ...

A retiree

• No increase in pensions
SuperGold cardholders get close to $41 million in extra funding over four years
• A national bowel cancer screening programme costing $39m over four years. The programme will screen more than 700,000 60 to 74-year-olds over the two years.
• Increased funding for DHBs ($1.6b over four years)
• Increased money for publically-funded drugs and ambulance services

Looking to buy a house

• No specific measures in the Budget for first-home buyers
• $100m to open more Crown land for housing in Auckland

A student

• Tertiary fee increases will be capped at 2 per cent next year and 2018
• $1.6m given to a programme to help the increasing number of engineering students transition into the workforce
• $86 million in tuition subsidies given to tertiary providers who offer science, agriculture, veterinary science and undergraduate medicine.
• An extra $36 million for sub-degree courses - those most commonly taught at polytechnics
• Extra funding for apprentices, free foundation courses, workplace literacy and numeracy
• No extra accommodation support for students
• No increase in the student allowance

A family

• Extra money to free doctor's visits to under-13s
• More than $40m on offer to support children at risk of not achieving
• $1.44 billion more in education, including $882.5m for 480 classrooms and nine new schools
• A freeze on schools' operational funding as $43m is instead targeted at 150,000 at-risk children

A frequent healthcare user

• An extra $2.2 billion will be pumped into health over four years to help cope with an ageing population and record immigration
• Increased funding for DHBs ($1.6m over four years)
• A national bowel cancer screening programme costing $39m over four years. The programme will screen more than 700,000 60 to 74-year-olds over the two years.
• $96 million to provide more elective (non-urgent) surgery
• $12 million to expand intensive alcohol and drug support for pregnant women.
• $12 million for mental health services.
• $124 million for Pharmac to provide access to new medicines. Pharmac will likely fund next generation melanoma drug Opdivo.
• An extra $169.2m over four years for disability support

Looking for a job

• $14.4m to fund 5500 more apprenticeships by 2020
• Expanded workplace literacy and numeracy fund

On a low-income

• Society's most vulnerable will receive a $650 million funding boost spanning health, welfare and education services
• $200m additional funding to keep rents income-related for state houses
• $36m for insulation of homes of low-income people
• $258m to provide at least 750 more social housing places in Auckland
• $42 million will support 3000 emergency housing places a year