Whether you are looking to get started, looking to use savings to buy a first home, or just looking to maximise returns, Twose offers straightforward advice from her network of professional industry contacts.
Sykes is the Business Herald's small business editor.
Each week, she picks a hot topic or trend for those interested in running a small business.
Today she's looking at the rise of web-based businesses that allow people to share excess capacity or service "sharing economy".
Following up today's initial feature and Q&A, a series of profiles will run through the week in the Herald website's Small Business section.
Economic commentator Bernard Hickey will continue to keep you informed with his views on property, savings and all things financial.