New Zealand's March level four lockdown prompted a lot of people to start asking tough questions about their financial position and how long they could survive for if they lost their job or had to live off a reduced income.
At the same time global share markets dropped sending KiwiSaver balances plummeting. Markets have since recovered and KiwiSaver balances are back up.
But as New Zealand grapples with a second wave outbreak of Covid-19 in Auckland and a rise in alert levels money worries are expected to become top of mind again.
This week is Money Week and the theme is 'just wondering'.
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We put questions to personal finance editor Tom Hartmann from the Commission for Financial Capability.