Small bank quietly offers 'crazy' home loan rates of 3.99% - lowest in four years

Offer of ultra-low one and two-year rates heralds more cuts ahead of OCR decision.

Leaky buildings tribunal to wind up, the sagas roll on

Time called on tribunal, the problems remain.

From farmers’ market to millions: The sweet rise of J’aime macarons

Bridget O'Sullivan built J’aime from a Christchurch market stall in 2008.

Luxon's catch up with China: What it means for New Zealand politics

Royal turmoil: What’s next for the Windsors?

MetService Severe Weather Update: Monday 03 November

Watch Live: Christopher Luxon in studio with Mike Hosking

Herald Hat-trick sports quiz: November 4

Morning quiz: Cirque du Soleil started in what country?

Sudoku - test yourself

Crosswords

Toni Street on creating confidence: 'If I’m too smiley, you can just suck it up'

Why the debate over fireworks gets louder every year

The scarcity secret to Bitcoin's success

How new biometric privacy rules will change what businesses must disclose

Melbourne Cup sweepstake chart: Here are the betting tips for today's big race

Download the sweepstake for your office.

‘It’s a lot of work’: Inside the spike of Kiwis chasing US volleyball dreams

Volleyball’s renaissance in NZ is opening pathways to US colleges for young Kiwis.

'This window is too soon': All Whites lose Wood for big South America clashes

Captain Chris Wood is almost impossible to replace in the current squad

Kiwis fullback thankful after majestic display in test return

Keano Kini scored a try in his comeback test to help the NZ reach the Pacific Cup final.

Small bank quietly offers 'crazy' home loan rates of 3.99% - lowest in four years

Love It Or List It home sells fast after getting sharp asking price

Burt Reynolds wouldn’t leave: Famous Lake Taupō Lodge for sale

Capital gains tax bombshell: Three important things to keep in mind

Out of gas and ideas? With gas supplies drying up, govt bets on chance instead of transition help

As supplies shrink and prices surge, where's the plan for the coming gas supply crisis?

Guillermo del Toro’s Frankenstein is a five-star monster triumph

Guillermo del Toro has created a throwback for the ages.

Peter Griffin: When the cloud crashes

As most Kiwis slept, digital mayhem was unleashed on internet users around the world.

Book of the Day: The Matchbox Girl by Alice Jolly

A child’s-eye view of Hans Asperger and the notorious children’s clinics of WWII Vienna.

Sponsored: Reduce reno waste to save money

Planning and preparation are everything.

How a busy mum of two slashed her weekly grocery bill

In the lead-up to Christmas, an extra $44 per week can mean a lot.

Sponsored: Big ideas for tiny bathrooms

Temperature, air flow and humidity are key factors in any bathroom reno.

Sponsored: Pastels evolution - from sweet to grown up

Mix and match colours to create drama and personality.