Latest fromPersonal Finance
![Mary Holm: I’ve won $82,000 worth of prizes from competitions and won’t touch Lotto](/pf/resources/images/placeholders/placeholder_l.png?d=795)
Mary Holm: I’ve won $82,000 worth of prizes from competitions and won’t touch Lotto
OPINION: Want a better chance at winning something?
![Will the RBNZ's dovish pivot see mortgage and deposit rates start falling soon?](/pf/resources/images/placeholders/placeholder_l.png?d=795)
Will the RBNZ's dovish pivot see mortgage and deposit rates start falling soon?
Financial markets believe OCR could be cut as early as next month.
![Borrowers bet on RBNZ cutting rates sooner than it says it will](/pf/resources/images/placeholders/placeholder_l.png?d=795)
Borrowers bet on RBNZ cutting rates sooner than it says it will
Six-month mortgage terms are rising in popularity.
![El Cheapo Cars in trouble with Commerce Commission](/pf/resources/images/placeholders/placeholder_l.png?d=795)
El Cheapo Cars in trouble with Commerce Commission
Watchdog says borrowers did not get information about their car loans.
![Jarden Wealth Weekly: How your wealth and inheritance can make the world better](/pf/resources/images/placeholders/placeholder_l.png?d=795)
Jarden Wealth Weekly: How your wealth and inheritance can make the world better
OPINION: Responsible investment is not just about charity.
![Diana Clement: Where to go when you have a complaint](/pf/resources/images/placeholders/placeholder_l.png?d=795)
Diana Clement: Where to go when you have a complaint
OPINION: There are free services in NZ that can help with all manner of complaints.
![Mary Holm: Can you win the lottery and stay happy?](/pf/resources/images/placeholders/placeholder_l.png?d=795)
Mary Holm: Can you win the lottery and stay happy?
OPINION: Loneliness after winning the lottery is not all that surprising.
![How much cash would it take for you to quit your job?](/pf/resources/images/placeholders/placeholder_l.png?d=795)
How much cash would it take for you to quit your job?
Financial Times: What kind of stimulus cheque or tax break could push people to quit jobs?
![Company insolvencies and liquidations up, 474,000 people now behind on payments](/pf/resources/images/placeholders/placeholder_l.png?d=795)
Company insolvencies and liquidations up, 474,000 people now behind on payments
More people falling behind on their mortgage and credit card payments.
![Major banks offer mortgage suspensions to flood-affected East Coast residents](/pf/resources/images/placeholders/placeholder_l.png?d=795)
Major banks offer mortgage suspensions to flood-affected East Coast residents
Hundreds of properties have been affected by the latest wild weather to hit the region.
!['I lie awake worrying about money': Middle-income Kiwis on the brink](/pf/resources/images/placeholders/placeholder_l.png?d=795)
'I lie awake worrying about money': Middle-income Kiwis on the brink
They're okay, but only just - and not without sacrifices and side hustles.
![Power bills pile on the pressure for households, small businesses](/pf/resources/images/placeholders/placeholder_l.png?d=795)
Power bills pile on the pressure for households, small businesses
Most respondents in a new survey were worried about rising costs and network resilience.
![Diana Clement: How a small nudge could give a big boost to your finances](/pf/resources/images/placeholders/placeholder_l.png?d=795)
Diana Clement: How a small nudge could give a big boost to your finances
OPINION: Nudging isn’t about forcing us to do things. It’s about how choices are framed.
![Mary Holm: Invited to an overseas wedding? You should say ‘I do’](/pf/resources/images/placeholders/placeholder_l.png?d=795)
Mary Holm: Invited to an overseas wedding? You should say ‘I do’
OPINION: It seems that many people are too cautious, and regret it later.
![How to grocery shop for one without wasting food and money](/pf/resources/images/placeholders/placeholder_l.png?d=795)
How to grocery shop for one without wasting food and money
You'll need two things to start: a reality check and a plan.
![Apple scraps ‘buy now, pay later’ service in the US just months after rollout](/pf/resources/images/placeholders/placeholder_l.png?d=795)
Apple scraps ‘buy now, pay later’ service in the US just months after rollout
Financial Times: iPhone maker pivots from Pay Later service after just one year.
![Mary Holm: Should I ditch KiwiSaver for term deposits?](/pf/resources/images/placeholders/placeholder_l.png?d=795)
Mary Holm: Should I ditch KiwiSaver for term deposits?
OPINION: Financial advice and common sense.
![Seven ways to relieve mortgage pressure](/pf/resources/images/placeholders/placeholder_l.png?d=795)
Seven ways to relieve mortgage pressure
There was $1.9 billion of 'non-performing' home loans in April, data shows.
![Thousands of first-home buyers have deposits wiped out](/pf/resources/images/placeholders/placeholder_l.png?d=795)
Thousands of first-home buyers have deposits wiped out
More than 80 per cent of first homes bought during the peak are now worth less.
![$500 away from serious trouble: Cost of living hurting Kiwis’ ability to save](/pf/resources/images/placeholders/placeholder_l.png?d=795)
$500 away from serious trouble: Cost of living hurting Kiwis’ ability to save
New pressures displace divorce, unemployment as explanation some cite for money troubles.
![$55k back pocket hole: What you could be missing out in KiwiSaver cash](/pf/resources/images/placeholders/placeholder_l.png?d=795)
$55k back pocket hole: What you could be missing out in KiwiSaver cash
Women, young people and those in default funds are more likely to miss out.